315 5th St, Two Harbors, MN 55616 Property Records

Lake County property record for 315 5th St, Two Harbors, MN 55616

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 903 sqft · built 1895
Lot Size0.08 acres (3,485 sqft)
OwnerIndividual Name on File
Tax Bill$1,698 (2026)
APN23-7660-16015

Property Details

APN / Parcel Number

Primary APN23-7660-16015

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area903 sqft Gross Area
1st Floor Area903 sqft
FlooringVinyl/Resilient
Interior WallsVinyl Panel/Coating
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1895
Effective Year BuiltEffective 1965
Architectural StyleTraditional
Exterior MaterialVinyl
Construction TypeWood
Roof MaterialWood
Lot Area3,485 sqft (0.08 acres)
Lot Dimensions70 ft deep x 50 ft wide
Garage Area432 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypePool with Hot Tub/Spa
PorchSlab
Porch Area138 sqft
Deck Area84 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address315 5TH ST
CityTWO HARBORS
StateMN
Zip55616-1605
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS12 OF LOT 1 BLOCK 16
Legal SubdivisionTWO HARBORS
Legal Block16
Legal Lot Number1
JurisdictionLAKE MN
Township / Civil DivisionTWO HARBORS
Census Block Group3
Census Block3018
Census Tract370400

Owner

315 5th St is owned and occupied by an individual.

Source: Lake County records, as of October 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address315 5TH ST, TWO HARBORS, MN 55616-1605
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 315 5th St was $1,698.

Source: Lake County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyLake County
MunicipalityTwo Harbors City
Unified School DistrictLake Superior Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,698.00$185,600 (+17.84%) Land $13,500 Building $172,100$185,600 (+17.84%) Land $13,500 Building $172,100
2025$1,698.00$157,500 Land $10,400 Building $147,100$157,500 Land $10,400 Building $147,100
2023$145,400 Land $9,400 Building $136,000$145,400 Land $9,400 Building $136,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 315 5th St.

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 315 5th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTwo Harbors
serves 3,698 people · EPA ID MN1380005
Water SourceSurface water
Last State InspectionSep 2024
Lead6 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 538 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Zito Media
Fiber
1,000 / 1,000
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
AT&T
Fixed Wireless
100 / 20

May also be available: T-Mobile.

Nearby Properties on 5th St

Nearby Streets

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