325 3rd St, Troy, NY 12180 Property Records

Rensselaer County and Troy City property record for 325 3rd St, Troy, NY 12180

Property Summary

Property Type	Triplex
Details	9 bd · 3 ba · 3,864 sqft · built 1890
Lot Size	0.07 acres (3,049 sqft)
Owner	Individual Name on Record
Last Sale	$465,000 (Aug 2023)
Tax Bill	$6,336 (2026)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Feb 2023 Sale & Mortgage + 4 more
APN	`381700 111.28-7-3`

Property Details

APN / Parcel Number

Primary APN	`381700 111.28-7-3`
Alternative APN	`0903980`

Interior

Bedrooms	9 Beds
Full Baths	3 Baths
Stories	3 Stories
Building Area	3,864 sqft Total Area
1st Floor Area	1,288 sqft
2nd Floor Area	1,288 sqft
Upper Floors Area	1,288 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Traditional
Exterior Material	Brick
Lot Area	3,049 sqft (0.07 acres)
Lot Dimensions	130 ft deep x 25 ft wide
Porch	Porch
Porch Area	42 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0903980
Street Address	325 3RD ST
City	TROY
State	NY
Zip	12180-4987
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	MF
Legal Description	3 STY BK HSE 57-27/125
Legal Block	7
Legal Lot Number	3.000
Jurisdiction	RENSSELAER NY
Township / Civil Division	TROY
Census Block Group	3
Census Block	3019
Census Tract	40900

Owner

Source: Rensselaer County and Troy City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3328 MCDONALD AVE, SCHENECTADY, NY 12304-3942
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE
Feb 2, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage KIAVI FUNDING INCORPORATED
Feb 24, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage MAKO INTERNATIONAL LLC
Jul 24, 2020	Deed of Trust, Mortgage · Conventional with PMI TEVON C FORDYCE
Aug 10, 2020	Warranty Deed, Transfer LEGACY TITLE SERVICES, LEGACY TITLE SVCS
Nov 27, 2019	Grant Deed, Transfer FRONTIER ABSTRACT, FRONTIER ABS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 14, 2023 · Amount on Record
Deed Sale	Aug 14, 2023 · Amount on Record
Prior Sale	Feb 2, 2023 · Amount on Record
Deed Document Number	2023631060
Deed Book / Page	10459 / 110
Prior Transfer Date	Oct 13, 2015
Prior Transfer Doc	0077950331
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RENSSELAER NY
Recording Date	Aug 14, 2023
Property Address	325 3RD ST, TROY, NY 12180-4987
Document Number	0104590110
Book / Page	10459 / 110
Instrument Date	Jul 20, 2023
Instrument	2023-631060
Transaction Type	Transfer
Record Updated	Sep 5, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 3RD ST, TROY, NY 12180-4987

Mortgage

Document Number	2023631061
Date	Aug 14, 2023
Instrument	2023-631061

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RENSSELAER NY
Recording Date	Feb 2, 2023
Property Address	325 3RD ST, TROY, NY 12180-4987
Document Number	0103120175
Book / Page	10312 / 175
Instrument Date	Jan 4, 2023
Instrument	2023-623380
Transaction Type	Transfer
Record Updated	Feb 28, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2003 SOUTHGATE DR, SCHENECTADY, NY 12304-3024

Mortgage

Document Number	2023623383
Date	Feb 2, 2023
Instrument	2023-623383

Lender

Name	KIAVI FUNDING INCORPORATED

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RENSSELAER NY
Recording Date	Feb 24, 2022
Property Address	325 3RD ST, TROY, NY 12180-4987
Document Number	0099620196
Book / Page	9962 / 196
Instrument Date	Jan 18, 2022
Instrument	2022-606559
Transaction Type	Transfer
Record Updated	Mar 23, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7965 68TH RD, MIDDLE VILLAGE, NY 11379-2914

Mortgage

Document Number	2022606560
Date	Feb 24, 2022
Instrument	2022-606560

Lender

Name	MAKO INTERNATIONAL LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RENSSELAER NY
Property Address	325 3RD ST, TROY, NY 12180-4987
Document Number	0000572427
Instrument Date	Jul 24, 2020
Transaction Type	Mortgage
Record Updated	Aug 28, 2020
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3078 CLUBHOUSE RD MERRICK NY 115664843, MERRICK, NY 11566-4843

Mortgage

Document Number	0000572427
Date	Aug 10, 2020
Book Page	009243/000223
Instrument	572427

Lender

Name	TEVON C FORDYCE
Address	2 MIRROR LN, MORICHES, NY 11955-2102

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RENSSELAER NY
Recording Date	Aug 10, 2020
Property Address	325 3RD ST, TROY, NY 12180-4987
Document Number	0000572426
Book / Page	009243 / 000220
Instrument Date	Jul 21, 2020
Instrument	572426
Transaction Type	Transfer
Record Updated	Sep 2, 2020
Title Company	LEGACY TITLE SERVICES, LEGACY TITLE SVCS

Transaction

Amount	Amount Recorded
Tax	$476.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2-3 MIRROR LN MORICHES NY 119552102, MORICHES, NY 11955-2102

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RENSSELAER NY
Recording Date	Nov 27, 2019
Property Address	325 3RD ST, TROY, NY 12180-4987
Document Number	0000561062
Book / Page	009021 / 000242
Instrument Date	Nov 8, 2019
Instrument	561062
Transaction Type	Transfer
Record Updated	Dec 17, 2019
Title Company	FRONTIER ABSTRACT, FRONTIER ABS

Transaction

Amount	Amount Recorded
Tax	$432.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2337 MULHOLLAND DR WOODLAND HILLS CA 91364, WOODLAND HILLS, CA 91364

Tax Assessment & Valuation

Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,336.00 (-12.88%)
2025	$7,273.00 (-4.79%)	$126,000 (+5%) Land $8,800 Building $117,200	$215,800 (+25.9%) Land $15,072 Building $200,728
2023		$120,000 (-) Land $8,800 Building $111,200	$171,400 (+8.55%) Land $12,569 Building $158,831
2022	$7,639.00	$120,000 Land $8,800 Building $111,200	$157,895 Land $11,579 Building $146,316

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 37 policies
Nearby Flood Policies	37 in force
Nearby Flood Claims	42 (1979–2019)
Claims Outside the SFHA	1 of 42
Most Recent Claim	Aug 2019 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 32 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 51,401 people · EPA ID NY4100050
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	110 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	Lead public education Oct 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Massivemesh Networks.

Nearby Properties on 3rd St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures