Rensselaer County and Troy City property record for 324 3rd St, Troy, NY 12180
| Property Type | Apartments (5+ Units) |
|---|---|
| Details | 4,956 sqft · built 1890 |
| Lot Size | 0.08 acres (3,485 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $395,000 (Jan 2007) |
| Tax Bill | $7,215 (2026) |
| Deeds & Mortgages | Feb 2019 Mortgage |
| APN | 381700 112.21-11-27 |
| Primary APN | 381700 112.21-11-27 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 4,956 sqft Gross Area |
| Basement Area | 2,478 sqft |
| Unfinished Basement | 2,478 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1990 |
| Lot Area | 3,485 sqft (0.08 acres) |
| Lot Dimensions | 112 ft deep x 30.5 ft wide |
| Heating Fuel | Oil |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0904500 |
|---|---|
| Street Address | 324 3RD ST |
| City | TROY |
| State | NY |
| Zip | 12180-4955 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Local Zoning Code | MF |
| Legal Description | 1 STY BK BLDG 55-2 9-95/124 S 5.5FT 122 |
| Legal Block | 11 |
| Legal Lot Number | 27.000 |
| Jurisdiction | RENSSELAER NY |
| Township / Civil Division | TROY |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 40900 |
324 3rd St, a residential property, is owned and occupied by two individuals who bought it in January 2007.
Source: Rensselaer County and Troy City records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 324 3RD ST, TROY, NY 12180-4955 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 19, 2007 · Amount on File |
| Deed Sale | Jan 19, 2007 · Amount on File |
| Prior Sale | Jun 22, 2005 · Amount on File |
| Deed Book / Page | 3921 / 306 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Property Address | 324 3RD ST, TROY, NY 12180-4955 |
| Document Number | 0000546855 |
| Instrument Date | Feb 1, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 324 3RD ST TROY NY 121804955, TROY, NY 12180-4955 |
| Document Number | 0000546855 |
|---|---|
| Date | Feb 8, 2019 |
| Book Page | 008753/000177 |
| Instrument | 546855 |
| Name | PIONEER SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | TROY, NY 12180 |
| Amount | Amount on Record |
|---|---|
| Term | 240 Months |
| Due | Feb 7, 2039 |
The 2026 property tax bill for 324 3rd St was $7,215 with exemptions applied, down 24.6% from the year before.
Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Rensselaer County |
| Municipality | Troy City |
| Unified School District | Troy City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,215.00 (-24.63%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $9,573.00 | $215,000 Land $8,800 Building $206,200 | $368,200 Land $15,071 Building $353,129 |
| 2023 | $215,000 (-) Land $8,800 Building $206,200 | $307,100 (+8.56%) Land $12,570 Building $294,530 | |
| 2022 | $8,529.00 Homeowner's exemption Senior Citizen's exemption | $215,000 Land $8,800 Building $206,200 | $282,895 Land $11,579 Building $271,316 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA's flood maps do not cover 324 3rd St; there have been 42 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 37 policies |
| Nearby Flood Policies | 37 in force |
| Nearby Flood Claims | 42 (1979–2019) |
| Claims Outside the SFHA | 1 of 42 |
| Most Recent Claim | Aug 2019 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 324 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY CITY PWS serves 51,401 people · EPA ID NY4100050 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 110 ppb (2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | Lead public education Oct 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: Massivemesh Networks.
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