325 3rd St SW, Harmony, MN 55939 Property Records

Fillmore County property record for 325 3rd St SW, Harmony, MN 55939

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,792 sqft · built 2005
Lot Size	0.344 acres (15,000 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,942 (2026)
Deeds & Mortgages	Jul 2005 Mortgage Jun 2012 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`15.0008.060`

Property Details

APN / Parcel Number

Primary APN	`15.0008.060`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,792 sqft Heated Area
Gross Area	2,704 sqft
Flooring	Vinyl/Resilient
Interior Walls	Paneling

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2008
Architectural Style	Ranch
Exterior Material	Combination
Roof Type	Flat
Roof Material	Asphalt
Lot Area	15,000 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Area	672 sqft
Driveway	Concrete Driveway
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	325 3RD ST SW
City	HARMONY
State	MN
Zip	55939-6634
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-15 TWP-101 RANGE-10 NELS HEGGS ADDITION LOT-036 A PT NE1/4 SE1/4 COM 210' W OF NW COR LOT 36 NELS HEGGS ADD W100' S150'
Legal Range	10
Legal Township	101
Legal Section	15
Legal Subdivision	NELS HEGGS ADDITION
Legal Lot Number	36
Jurisdiction	FILLMORE MN
Township / Civil Division	HARMONY
Census Block Group	2
Census Block	2034
Census Tract	960500

Owner

Source: Fillmore County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	325 3RD ST SW, HARMONY, MN 55939-6634
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2005	Deed of Trust, Mortgage · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC
Jun 6, 2012	Deed of Trust, Mortgage · Conventional Mortgage MERCHANTS BANK NA
Sep 16, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance MERCHANTS BANK NA
Apr 17, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Sep 16, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance MERCHANTS BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 17, 2026
Transfer Doc	0000454385
Record Updated	Sep 20, 2026

July 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FILLMORE MN
Property Address	325 3RD ST SW, HARMONY, MN 55939-6634
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000347620
Date	Jul 22, 2005
Instrument	347620

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Non-Lending Institution
Address	ENGLEWOOD, CO 80111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2035

June 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FILLMORE MN
Property Address	325 3RD ST SW, HARMONY, MN 55939-6634
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000389171
Date	Jun 6, 2012
Instrument	389171

Lender

Name	MERCHANTS BANK NA
Address	SAINT CHARLES, MN 55972

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2042

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FILLMORE MN
Property Address	325 3RD ST SW, HARMONY, MN 55939-6634
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000423466
Date	Sep 16, 2019
Instrument	423466

Lender

Name	MERCHANTS BANK NA

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

April 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	FILLMORE MN
Recording Date	Apr 17, 2026
Property Address	325 3RD ST SW, HARMONY, MN 55939-6634
Document Number	0000454385
Instrument Date	Apr 17, 2026
Instrument	2026454385
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FILLMORE MN
Property Address	325 3RD ST SW, HARMONY, MN 55939-6634
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	423466
Date	Sep 16, 2019
Instrument	423466

Lender

Name	MERCHANTS BANK NA

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Fillmore County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Fillmore County
Municipality	Harmony City
Unified School District	Fillmore Central (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,942.00 (+59.21%) Homeowner's exemption	$286,300 (-7.7%) Land $31,500 Building $254,800	$286,300 (-7.7%) Land $31,500 Building $254,800
2025		$310,200 (+21.08%) Land $31,500 Building $278,700	$310,200 (+21.08%) Land $31,500 Building $278,700
2023		$256,200 Land $14,400 Building $241,800	$256,200 Land $14,400 Building $241,800
2020	$2,476.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Harmony serves 1,042 people · EPA ID MN1230005
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Harmony Telephone Company Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130

May also be available: T-Mobile.

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