315 3rd St SW, Harmony, MN 55939 Property Records

Fillmore County property record for 315 3rd St SW, Harmony, MN 55939

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,740 sqft · built 1980
Lot Size	0.344 acres (15,000 sqft)
Owner	Individual Name on Record
Last Sale	$205,000 (Jun 2021)
Tax Bill	$3,982 (2026)
Deeds & Mortgages	Aug 2026 Mortgage Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15.0008.050`

Property Details

APN / Parcel Number

Primary APN	`15.0008.050`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,740 sqft Heated Area
Gross Area	2,426 sqft
Basement Area	480 sqft
Finished Basement	480 sqft
Flooring	Tile
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2015
Architectural Style	Split Level
Exterior Material	Combination
Roof Type	Flat
Roof Material	Asphalt
Lot Area	15,000 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Area	572 sqft
Driveway	Concrete Driveway
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	315 3RD ST SW
City	HARMONY
State	MN
Zip	55939-6634
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-15 TWP-101 RANGE-010 NELS HEGGS ADDITION LOT-036 PT NE1/4 SE1/4 COM AT PT 110' W OF NW COR LOT 36 N H ADD W 100' S150' E
Legal Range	10
Legal Township	101
Legal Section	15
Legal Subdivision	NELS HEGGS ADDITION
Legal Lot Number	36
Jurisdiction	FILLMORE MN
Township / Civil Division	HARMONY
Census Block Group	2
Census Block	2034
Census Tract	960500

Owner

Source: Fillmore County records, as of August 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	315 3RD ST SW, HARMONY, MN 55939-6634
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK
Jun 22, 2021	Personal Representative Deed, Transfer · Stand-Alone First Mortgage FIRST SOUTHEAST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2021 · Amount on Record
Deed Sale	Jun 22, 2021 · Amount on Record
Deed Document Number	2021433341
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FILLMORE MN
Recording Date	Aug 5, 2026
Property Address	315 3RD ST SW, HARMONY, MN 55939-6634
Document Number	0000455804
Instrument Date	Jul 30, 2026
Instrument	2026455804
Transaction Type	Mortgage
Record Updated	Aug 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 3RD ST SW, HARMONY, MN 55939-6634

Mortgage

Document Number	0000455804,
Date	Aug 5, 2026
Instrument	2026455804

Lender

Name	FIRST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 30, 2056

Interest

Rate Type	Fixed Rate
Rate	6.43%
Initial Type	Fixed Rate
Max Rate	-1%

June 2021: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	FILLMORE MN
Recording Date	Jun 22, 2021
Property Address	315 3RD ST SW, HARMONY, MN 55939-6634
Document Number	433341
Instrument Date	Jun 10, 2021
Instrument	433341
Transaction Type	Transfer
Record Updated	Aug 18, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	315 3RD ST SW, HARMONY, MN 55939-6634

Mortgage

Document Number	0000433344
Date	Jun 22, 2021
Instrument	433344

Lender

Name	FIRST SOUTHEAST BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Fillmore County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Fillmore County
Municipality	Harmony City
Unified School District	Fillmore Central (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,982.00 (+87.3%) Homeowner's exemption	$288,800 (-7.73%) Land $31,500 Building $257,300	$288,800 (-7.73%) Land $31,500 Building $257,300
2025		$313,000 (+20.71%) Land $31,500 Building $281,500	$313,000 (+20.71%) Land $31,500 Building $281,500
2023		$259,300 Land $14,400 Building $244,900	$259,300 Land $14,400 Building $244,900
2020	$2,126.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Harmony serves 1,042 people · EPA ID MN1230005
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Harmony Telephone Company Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130

May also be available: T-Mobile.

Nearby Properties on 3rd St SW

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures