325 3rd St SE, Cokato, MN 55321 Property Records

Wright County property record for 325 3rd St SE, Cokato, MN 55321

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,212 sqft · built 1900
Lot Size	0.194 acres (8,451 sqft)
Owner	Individual Name on File
Last Sale	$215,000 (Jul 2026)
Tax Bill	$1,654 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage May 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`105-026-010090`

Property Details

APN / Parcel Number

Primary APN	`105-026-010090`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,212 sqft Living Area
1st Floor Area	923 sqft
Basement Area	500 sqft
Unfinished Basement	500 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1965
Exterior Material	Concrete
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	8,451 sqft (0.194 acres)
Garage Area	384 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	52 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	325 3RD ST SE
City	COKATO
State	MN
Zip	55321-4329
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-34 TWP-119 RANGE-028 LEES ADDN LOT-009 BLOCK-010 LT 9&W15FT OF LT 10 BLK10 W15FT OF LT 10 BLK10
Legal Range	028
Legal Township	119
Legal Section	34
Legal Subdivision	LEES ADDN
Legal Block	10,10
Legal Lot Number	9-10
Jurisdiction	WRIGHT MN
Township / Civil Division	COKATO
Census Block Group	2
Census Block	2013
Census Tract	101300

Owner

325 3rd St SE is owned and occupied by an individual who bought it in July 2026.

Source: Wright County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	325 3RD ST SE, COKATO, MN 55321-4329
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2026	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE MORTGAGE
May 13, 2021	Warranty Deed, Transfer · Conventional Mortgage CHURCHILL MORTGAGE CORP
Apr 19, 2018	Quit Claim Deed, Transfer MINNESOTA TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 22, 2026 · Amount on File
Deed Sale	Jul 22, 2026 · Amount on File
Prior Sale	May 13, 2021 · Amount on File
Deed Document Number	20261607979
Prior Transfer Date	Jul 8, 2015
Prior Transfer Doc	0000375227
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Jul 22, 2026
Property Address	325 3RD ST SE, COKATO, MN 55321-4329
Document Number	0001607979
Instrument Date	Jul 10, 2026
Instrument	20261607979
Transaction Type	Transfer
Record Updated	Aug 4, 2026
Title Company	TITLE MARK

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$71,659.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 3RD ST SE, COKATO, MN 55321-4329

Mortgage

Document Number	0001607979,
Date	Jul 22, 2026
Instrument	20261607979

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Date	Jul 22, 2026

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	10 Months
Due	Aug 1, 2036

Interest

Rate	6.52%
Max Rate	-1%

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	May 13, 2021
Property Address	325 3RD ST SE, COKATO, MN 55321-4329
Document Number	0001470204
Instrument Date	May 7, 2021
Instrument	1470204
Transaction Type	Transfer
Record Updated	Jun 7, 2021
Title Company	TITLEMARK PLLC, TITLE MARK LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$574.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	325 3RD ST SE, COKATO, MN 55321-4329

Mortgage

Document Number	0001470205
Date	May 13, 2021
Instrument	1470205

Lender

Name	CHURCHILL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WRIGHT MN
Recording Date	Apr 19, 2018
Property Address	325 3RD ST SE, COKATO, MN 55321-4329
Document Number	0001368260
Instrument Date	Apr 4, 2018
Instrument	1368260
Transaction Type	Transfer
Record Updated	May 22, 2018
Title Company	MINNESOTA TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	235 3RD ST SE COKATO MN 553214351, COKATO, MN 55321-4351

Tax Assessment & Valuation

The 2026 property tax bill for 325 3rd St SE was $1,654.

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Cokato City
County	Wright County
Unified School District	Dassel-Cokato Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,654.00	$149,800 (+1.63%) Land $33,800 Building $116,000	$149,800 (+1.63%) Land $33,800 Building $116,000
2025		$147,400 Land $33,800 Building $113,600	$147,400 Land $33,800 Building $113,600
2023	$1,606.00 (+18.26%)	$138,300 Land $25,400 Building $112,900	$138,300 Land $25,400 Building $112,900
2022	$1,358.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 325 3rd St SE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 325 3rd St SE has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Cokato serves 2,792 people · EPA ID MN1860006
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nuvera Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xtratyme Technologies.

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