295 3rd St SE, Cokato, MN 55321 Property Records

Wright County property record for 295 3rd St SE, Cokato, MN 55321

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,794 sqft · built 1937
Lot Size	0.185 acres (8,059 sqft)
Owner	Individual Name on File
Last Sale	$158,000 (Sep 2021)
Tax Bill	$2,158 (2026)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`105-026-011140`

Property Details

APN / Parcel Number

Primary APN	`105-026-011140`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,794 sqft Living Area
1st Floor Area	1,094 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1965
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	8,059 sqft (0.185 acres)
Garage Area	540 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	36 sqft
Deck Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Radiant

Location & Zoning

Street Address	295 3RD ST SE
City	COKATO
State	MN
Zip	55321-4351
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-34 TWP-119 RANGE-028 LEES ADDN LOT-014 BLOCK-011
Legal Range	028
Legal Township	119
Legal Section	34
Legal Subdivision	LEES ADDN
Legal Block	11
Legal Lot Number	14
Jurisdiction	WRIGHT MN
Township / Civil Division	COKATO
Census Block Group	2
Census Block	2014
Census Tract	101300

Owner

295 3rd St SE is owned by an individual who bought it in September 2021.

Source: Wright County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	20530 CSAH 15, DASSEL, MN 55325-3615
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2021 · Amount on File
Deed Sale	Sep 8, 2021 · Amount on File
Deed Document Number	20211483145
Record Updated	Sep 20, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Sep 8, 2021
Property Address	295 3RD ST SE, COKATO, MN 55321-4351
Document Number	0001483145
Instrument Date	Sep 1, 2021
Instrument	1483145
Transaction Type	Transfer
Record Updated	Oct 4, 2021
Title Company	TITLEMARK PLLC, TITLE MARK LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$521.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	295 3RD ST SE, COKATO, MN 55321-4351

Mortgage

Document Number	0001483146
Date	Sep 8, 2021
Instrument	1483146

Lender

Name	KENSINGTON BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	300 Months
Due	Sep 1, 2046

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 295 3rd St SE was $2,158.

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Cokato City
County	Wright County
Unified School District	Dassel-Cokato Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,158.00	$183,800 (+1.43%) Land $32,200 Building $151,600	$183,800 (+1.43%) Land $32,200 Building $151,600
2025		$181,200 Land $32,200 Building $149,000	$181,200 Land $32,200 Building $149,000
2023		$175,500 Land $24,200 Building $151,300	$175,500 Land $24,200 Building $151,300
2022	$2,160.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 295 3rd St SE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 295 3rd St SE has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Cokato serves 2,792 people · EPA ID MN1860006
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nuvera Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xtratyme Technologies.

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