32498 40th Ave, Isle, MN 56342 Property Records

Mille Lacs County property record for 32498 40th Ave, Isle, MN 56342

Property Summary

Property TypeSeasonal / Vacation Home
Details600 sqft · built 2003
Lot Size10 acres (435,600 sqft)
Owner2 Individual Names on File
Last Sale$120,000 (Sep 2020)
Tax Bill$2,134 (2026)
Deeds & MortgagesSep 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN10-022-0209

Property Details

APN / Parcel Number

Primary APN10-022-0209

Interior

Building Area600 sqft Living Area

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Lot Area435,600 sqft (10 acres)
Garage Area1,280 sqft
Parking Spaces5 Parking Spaces
PorchSlab
Shed1 Shed

Location & Zoning

Street Address32498 40TH AVE
CityISLE
StateMN
Zip56342
Property CategoryResidential
Property TypeResidential > Specialized > Seasonal / Vacation Home
Legal DescriptionN 1/4 OF NW OF SW 22 41 25 10.00
Legal Range25
Legal Township41
Legal Section22
JurisdictionMILLE LACS MN
Township / Civil DivisionLEWIS
Census Block Group3
Census Block3012
Census Tract970300

Owner

32498 40th Ave, a residential property, is owned by two individuals who bought it in September 2020.

Source: Mille Lacs County records, as of September 4, 2026

Owner of Record2 Individual Names on File
Mailing Address5976 110TH ST, MILACA, MN 56353-4265
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 3, 2020 · Amount on File
Deed SaleSep 3, 2020 · Amount on File
Deed Document Number2020419073
Record UpdatedOct 29, 2026

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMILLE LACS MN
Recording DateSep 3, 2020
Property Address32498 40TH AVE, ISLE, MN 56342
Document Number000A419073
Instrument DateAug 31, 2020
InstrumentA419073
Transaction TypeTransfer
Record UpdatedAug 15, 2022
Title CompanyNORTH AMERICAN TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$396.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address5976 110TH ST, MILACA, MN 56353-4265

Mortgage

Document Number000A419074
DateSep 3, 2020
InstrumentA419074
Lender
NameFIRST NATIONAL BANK MILACA
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 32498 40th Ave was $2,134.

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyMille Lacs County
County SubdivisionLewis Township
Unified School DistrictIsle Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,134.00$236,400 (+6.25%) Land $83,000 Building $153,400$236,400 (+6.25%) Land $83,000 Building $153,400
2025$222,500 Land $74,500 Building $148,000$222,500 Land $74,500 Building $148,000
2023$1,534.00$158,500 Land $33,500 Building $125,000$158,500 Land $33,500 Building $125,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 32498 40th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 32498 40th Ave is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 69% of Minnesota
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midco
Fiber
1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on 40th Ave

Nearby Streets

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