35286 40th Ave, Isle, MN 56342 Property Records

Mille Lacs County property record for 35286 40th Ave, Isle, MN 56342

Property Summary

Property Type	Single Family Home
Details	1,272 sqft
Lot Size	38 acres (1,655,280 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Mar 2023)
Tax Bill	$3,500 (2026)
Deeds & Mortgages	Nov 2010 Mortgage Oct 2007 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`10-003-0305`

Property Details

APN / Parcel Number

Primary APN	`10-003-0305`

Interior

Building Area	1,272 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Lot Area	1,655,280 sqft (38 acres)
Garage Area	598 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	75 sqft
Cabin	338 sqft

Location & Zoning

Street Address	35286 40TH AVE
City	ISLE
State	MN
Zip	56342-4588
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 1/2 OF N 1/2 OF SW, EX N 208.71 FT OF W 417.42 FT, SEE 8/25/00 SKETCH 3 41 25 38.00
Legal Range	25
Legal Township	41
Legal Section	03
Jurisdiction	MILLE LACS MN
Township / Civil Division	LEWIS
Census Block Group	3
Census Block	3012
Census Tract	970100

Owner

Source: Mille Lacs County assessment roll, APN 10-003-0305, as of September 5, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	35286 40TH AVE, WAHKON, MN 56386-2627
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 05, 2010	Deed of Trust, Mortgage · Conventional Mortgage UNITY BANK
Oct 03, 2007	Deed of Trust, Mortgage · Conventional Mortgage UNITY BANK
Apr 10, 2026	Quit Claim Deed, Transfer · Conventional Mortgage LAKE CTRL BANK
Mar 07, 2023	Warranty Deed, Transfer · Conventional Mortgage LAKE CENTRAL BANK
Jan 27, 2021	Affidavit, Transfer
May 29, 2019	Transfer on Death Deed, Transfer NORTH AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 07, 2023 · Amount on Record
Deed Sale	Mar 07, 2023 · Amount on Record
Deed Document Number	2023435382
Last Transfer Date	Apr 03, 2026
Transfer Doc	0000450727
Record Updated	Sep 20, 2026

November 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	35286 40TH AVE, ISLE, MN 56342-4588
Transaction Type	Mortgage
Record Updated	Apr 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000A364673
Date	Nov 05, 2010
Instrument	A364673

Lender

Name	UNITY BANK
Type	Bank
Address	RUSH CITY, MN 55069

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 01, 2025

October 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	35286 40TH AVE, ISLE, MN 56342-4588
Transaction Type	Mortgage
Record Updated	Apr 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000344938
Date	Oct 03, 2007
Instrument	344938

Lender

Name	UNITY BANK
Type	Bank
Address	RUSH CITY, MN 55069

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2037

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MILLE LACS MN
Recording Date	Apr 10, 2026
Property Address	35286 40TH AVE, ISLE, MN 56342-4588
Document Number	0000450727
Instrument Date	Apr 03, 2026
Instrument	2026450727
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	EXECUTIVE TITLE SERVICES INC, EXECUTIVE TITLE SERVICES

Transaction

Amount	Amount Recorded
Tax	$166.65
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	35286 40TH AVE, WAHKON, MN 56386-2627

Mortgage

Document Number	0000450728,
Date	Apr 10, 2026
Instrument	2026450728

Lender

Name	LAKE CTRL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 03, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Mar 07, 2023
Property Address	35286 40TH AVE, ISLE, MN 56342-4588
Document Number	000A435382
Instrument Date	Feb 18, 2023
Instrument	A435382
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	EXECUTIVE TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,320.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	35286 40TH AVE, ISLE, MN 56342-4588

Mortgage

Document Number	000A435383
Date	Mar 07, 2023
Instrument	A435383

Lender

Name	LAKE CENTRAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 24, 2053

January 2021: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	MILLE LACS MN
Recording Date	Jan 27, 2021
Property Address	35286 40TH AVE, ISLE, MN 56342-4588
Document Number	000A422241
Instrument Date	Jan 14, 2021
Instrument	A422241
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50267 CLOVER TRL, RUSH CITY, MN 55069-2690

May 2019: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MILLE LACS MN
Recording Date	May 29, 2019
Property Address	35286 40TH AVE, ISLE, MN 56342-4588
Document Number	000A411571
Instrument Date	Jan 24, 2019
Instrument	A411571
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Mille Lacs County assessment roll as of September 5, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
County Subdivision	Lewis Township
Unified School District	Isle Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,500.00 (-1.07%)
2025	$3,538.00 (+13.25%) Homeowner's exemption	$373,700 (+16.2%) Land $133,300 Building $240,400	$373,700 (+16.2%) Land $133,300 Building $240,400
2023	$3,124.00	$321,600 Land $109,200 Building $212,400	$321,600 Land $109,200 Building $212,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mille Lacs County (27095C), as of March 4, 2013 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 270959701003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low lower than 67% of the US · above 57% of Minnesota
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 2 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Midcontinent Communications Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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