San Diego County property record for 3249 San Carlos Dr, Spring Valley, CA 91978
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,654 sqft · built 1957 |
| Lot Size | 0.496 acres (21,600 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $705,000 (Aug 2022) |
| Tax Bill | $9,397 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Aug 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 505-153-11-00 |
| Primary APN | 505-153-11-00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,654 sqft Living Area |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Lot Area | 21,600 sqft (0.496 acres) |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 3249 SAN CARLOS DR |
|---|---|
| City | SPRING VALLEY |
| State | CA |
| Zip | 91978-1059 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOT 36 E 1/2 OF LOT 35 & W 5 FT MEAS AT R/A OF S 162 FT OF TR 002452 |
| Legal Subdivision | LOMA RANCHO |
| Legal Tract | 002452 |
| Legal Block | 1 |
| Legal Lot Number | 36,35 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 13505 |
3249 San Carlos Dr is owned and occupied by two individuals who bought it in August 2022.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3249 SAN CARLOS DR, SPRING VALLEY, CA 91978-1059 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 18, 2026 | Deed of Trust, Mortgage · Conventional Mortgage PACIFIC LENDING |
| Aug 31, 2022 | Grant Deed, Transfer · Conventional Mortgage PACIFIC LENDING LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 31, 2022 · Amount on File |
| Deed Sale | Aug 31, 2022 · Amount on File |
| Deed Document Number | 2022348453 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 18, 2026 |
| Property Address | 3249 SAN CARLOS DR, SPRING VALLEY, CA 91978-1059 |
| Document Number | 0000176488 |
| Instrument Date | Jun 13, 2026 |
| Instrument | 2026176488 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | CONSUMER TITLE, CONSUMERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 3249 SAN CARLOS DR, SPRING VALLEY, CA 91978-1059 |
| Document Number | 0000176488, |
|---|---|
| Date | Jun 18, 2026 |
| Instrument | 2026176488 |
| Name | PACIFIC LENDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jul 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.36% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Aug 31, 2022 |
| Property Address | 3249 SAN CARLOS DR, SPRING VALLEY, CA 91978-1059 |
| Document Number | 0000348453 |
| Map Reference | MAP 2452 |
| Instrument Date | Aug 4, 2022 |
| Instrument | 2022-0348453 |
| Transaction Type | Transfer |
| Record Updated | Sep 12, 2022 |
| Title Company | LAWYERS TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 3249 SAN CARLOS DR, SPRING VALLEY, CA 91978-1059 |
| Document Number | 0000348454 |
|---|---|
| Date | Aug 31, 2022 |
| Instrument | 2022-0348454 |
| Name | PACIFIC LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2052 |
The 2025 property tax bill for 3249 San Carlos Dr was $9,397.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Elementary School District | La Mesa-Spring Valley School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $748,149 (+2%) Land $193,793 Building $554,356 | |
| 2025 | $9,397.00 | $733,481 Land $189,994 Building $543,487 |
| 2023 | $8,403.00 (+400.18%) | $670,000 Land $173,000 Building $497,000 |
| 2022 | $1,680.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 3249 San Carlos Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3249 San Carlos Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010 |
|---|---|
| Water Source | Surface water |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 553 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T, GeoLinks, San Diego Broadband, T-Mobile, Verizon.
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