3242 San Carlos Dr, Spring Valley, CA 91978 Property Records

San Diego County property record for 3242 San Carlos Dr, Spring Valley, CA 91978

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,626 sqft · built 1957
Lot Size	0.76 acres (33,106 sqft)
Owner	2 Individual Names on File
Last Sale	$760,000 (Oct 2021)
Tax Bill	$9,593 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`505-154-17-00`

Property Details

APN / Parcel Number

Primary APN	`505-154-17-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,626 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Lot Area	33,106 sqft (0.76 acres)
View / Lot	Good
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	3242 SAN CARLOS DR
City	SPRING VALLEY
State	CA
Zip	91978-1029
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 14 TR 002452
Legal Subdivision	LOMA RANCHO
Legal Tract	002452
Legal Block	1
Legal Lot Number	14
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1009
Census Tract	13505

Owner

3242 San Carlos Dr is owned and occupied by two individuals who bought it in October 2021.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3242 SAN CARLOS DR, SPRING VALLEY, CA 91978-1029
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2021	Grant Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Jan 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage CALIFORNIA CU
Mar 20, 2018	Deed of Trust, Mortgage · Conventional Mortgage CALIFORNIA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 25, 2021 · Amount on File
Deed Sale	Oct 25, 2021 · Amount on File
Prior Sale	Nov 26, 2007 · Amount on File
Deed Document Number	2021741805
Prior Transfer Date	Mar 26, 2015
Prior Transfer Doc	0000141553
Record Updated	Oct 29, 2026

October 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 25, 2021
Property Address	3242 SAN CARLOS DR, SPRING VALLEY, CA 91978-1029
Document Number	0000741805
Map Reference	MAP 2452
Instrument Date	Aug 25, 2021
Instrument	2021-0741805
Transaction Type	Transfer
Record Updated	Nov 3, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3242 SAN CARLOS DR, SPRING VALLEY, CA 91978-1029

Mortgage

Document Number	0000741806
Date	Oct 25, 2021
Instrument	2021-0741806

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3242 SAN CARLOS DR, SPRING VALLEY, CA 91978-1029
Document Number	0000050459
Instrument Date	Jan 25, 2020
Transaction Type	Mortgage
Record Updated	Feb 12, 2020
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3242 SAN CARLOS DR SPRING VALLEY CA 919781029, SPRING VALLEY, CA 91978-1029

Mortgage

Document Number	0000050459
Date	Jan 30, 2020
Instrument	50459

Lender

Name	CALIFORNIA CU
Type	Credit Union
Address	GLENDALE, CA 91203

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 29, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.25%

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3242 SAN CARLOS DR, SPRING VALLEY, CA 91978-1029
Document Number	0000119197
Instrument Date	Mar 20, 2018
Transaction Type	Mortgage
Record Updated	Apr 2, 2018
Title Company	CALIFORNIA MEMBERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3242 SAN CARLOS DR SPRING VALLEY CA 919781029, SPRING VALLEY, CA 91978-1029

Mortgage

Document Number	0000119197
Date	Mar 27, 2018
Instrument	119197

Lender

Name	CALIFORNIA CU
Type	Credit Union
Address	GLENDALE, CA 91203

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 26, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3242 San Carlos Dr was $9,593.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$822,644 (+2%) Land $643,809 Building $178,835
2025	$9,593.00	$806,515 Land $631,186 Building $175,329
2023	$9,080.00 (+1.16%)	$775,199 Land $606,677 Building $168,522
2022	$8,976.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3242 San Carlos Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3242 San Carlos Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 553 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30

May also be available: AT&T, GeoLinks, San Diego Broadband, T-Mobile, Verizon.

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