3249 Centennial Oak Dr, Hamilton, MI 49419 Property Records

Allegan County property record for 3249 Centennial Oak Dr, Hamilton, MI 49419

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,400 sqft · built 2014
Lot Size	2.5 acres (108,900 sqft)
Owner	2 Individual Names on Record
Last Sale	$480,000 (Jul 2026)
Tax Bill	$3,529 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jan 2026 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-012-024-61`

Property Details

APN / Parcel Number

Primary APN	`14-012-024-61`
Alternative APN	`03-14-012-024-61`

Interior

Full Baths	3 Baths
Building Area	2,400 sqft Living Area
1st Floor Area	1,200 sqft
Basement Area	1,200 sqft
Unfinished Basement	1,200 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	A-Frame
Exterior Material	Wood
Lot Area	108,900 sqft (2.5 acres)
Lot Dimensions	654 ft deep x 333 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3249 CENTENNIAL OAK DR
City	HAMILTON
State	MI
Zip	49419-9660
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT S 1/4 COR TH N 1308.07' TH E 332.80' TO POB TH N 327.03' TH E 333.34' TH S 327.02' TH W 333.23' TO POB SEC 12 T3N R15W (94)
Legal Range	15W
Legal Township	03N
Legal Section	12
Jurisdiction	ALLEGAN MI
Township / Civil Division	MANLIUS
Census Block Group	1
Census Block	1046
Census Tract	30704

Owner

Source: Allegan County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15407 S CAMINO AGUA AZUL, SAHUARITA, AZ 85629-8854
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2026	Warranty Deed, Transfer · Conventional Mortgage CONSUMERS CREDIT UNION
Jan 28, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage HOMELIGHT HOME LOANS INC
Sep 24, 2018	Deed of Trust, Mortgage · Conventional Mortgage PARDA FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2026 · Amount on Record
Deed Sale	Jul 14, 2026 · Amount on Record
Deed Document Number	202611757
Deed Book / Page	5155 / 697
Prior Transfer Date	Feb 8, 2014
Prior Transfer Doc	3815/116
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Jul 14, 2026
Property Address	3249 CENTENNIAL OAK DR, HAMILTON, MI 49419-9660
Document Number	0000011757
Book / Page	5155 / 697
Instrument Date	Jun 23, 2026
Instrument	202611757
Transaction Type	Transfer
Record Updated	Jul 23, 2026
Title Company	ALLIANCE TITLE, ALLIANCE TITLE OF MICHIGAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$416,928.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15407 S CAMINO AGUA AZUL, SAHUARITA, AZ 85629-8854

Mortgage

Document Number	0000011758,
Date	Jul 14, 2026
Instrument	202611758

Lender

Name	CONSUMERS CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	3249 CENTENNIAL OAK DR, HAMILTON, MI 49419-9660
Transaction Type	Mortgage
Record Updated	Feb 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3249 CENTENNIAL OAK DR, HAMILTON, MI 49419-9660

Mortgage

Document Number	00005107/1
Date	Jan 28, 2026
Book Page	5107/1
Instrument	2026001441

Lender

Name	HOMELIGHT HOME LOANS INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85257

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	4 Months
Due	May 23, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	3249 CENTENNIAL OAK DR, HAMILTON, MI 49419-9660
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4284/667
Date	Sep 24, 2018
Book Page	4284/667

Lender

Name	PARDA FCU
Type	Credit Union
Address	AUBURN HILLS, MI 48326

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 19, 2028

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
County Subdivision	Manlius Township
Unified School District	Hamilton Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$189,000 (+18.5%) Land $36,300 Building $152,700	$378,000 (+18.5%) Land $72,600 Building $305,400
2025	$3,529.00 (+4.1%) Homeowner's exemption	$159,500 (+12.48%) Land $25,300 Building $134,200	$319,000 (+12.48%) Land $50,600 Building $268,400
2024	$3,390.00 (+18.37%)
2023		$141,800 Land $22,000 Building $119,800	$283,600 Land $44,000 Building $239,600
2022	$2,864.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: 123.NET.

Cell Coverage

5G (outdoors only) and 4G LTE

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