3248 Centennial Oak Dr, Hamilton, MI 49419 Property Records

Allegan County property record for 3248 Centennial Oak Dr, Hamilton, MI 49419

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,795 sqft · built 2017
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$40,000 (May 2017)
Tax Bill	$4,469 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jan 2023 Transfer + 2 more
Flood Zone	Zone A (high risk)
APN	`14-012-024-70`

Property Details

APN / Parcel Number

Primary APN	`14-012-024-70`
Alternative APN	`03-14-012-024-70`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,795 sqft Living Area
1st Floor Area	1,795 sqft
Basement Area	1,795 sqft
Unfinished Basement	1,795 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	A-Frame
Lot Area	217,800 sqft (5 acres)
Garage Area	872 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3248 CENTENNIAL OAK DR
City	HAMILTON
State	MI
Zip	49419-9660
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 5 AC OF THE W 1/2 W 1/2 SE 1/4 EX THE S 1962.12' THEROF SEC 12 T3N R15W (2013).
Legal Range	15W
Legal Township	03N
Legal Section	12
Jurisdiction	ALLEGAN MI
Township / Civil Division	MANLIUS
Census Block Group	1
Census Block	1046
Census Tract	30704

Owner

3248 Centennial Oak Dr is owned and occupied by two individuals who acquired it in December 2022.

Source: Allegan County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3248 CENTENNIAL OAK DR, HAMILTON, MI 49419-9660
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage OLD NATIONAL BANK
Jan 3, 2023	Intrafamily Transfer, Transfer
Sep 25, 2017	Deed of Trust, Mortgage · Conventional Mortgage OLD NATIONAL BANK
May 15, 2017	Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2017 · Amount on File
Deed Sale	May 15, 2017 · Amount on File
Deed Book / Page	4139 / 965
Last Transfer Date	Dec 16, 2022
Transfer Doc	0004827/48
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	3248 CENTENNIAL OAK DR, HAMILTON, MI 49419-9660
Transaction Type	Mortgage
Record Updated	Dec 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3248 CENTENNIAL OAK DR, HAMILTON, MI 49419-9660

Mortgage

Document Number	00004674/1
Date	Sep 21, 2021
Book Page	4674/1

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	EVANSVILLE, IN 47708

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2041

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALLEGAN MI
Recording Date	Jan 3, 2023
Property Address	3248 CENTENNIAL OAK DR, HAMILTON, MI 49419-9660
Document Number	0004827/48
Book / Page	4827 / 48
Instrument Date	Dec 16, 2022
Instrument	2023000084
Transaction Type	Transfer
Record Updated	Jan 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3248 CENTENNIAL OAK DR, HAMILTON, MI 49419-9660

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	3248 CENTENNIAL OAK DR, HAMILTON, MI 49419-9660
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4179/724
Date	Sep 25, 2017
Book Page	4179/724
Instrument	4179-724

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	EVANSVILLE, IN 47708

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	370 Months
Due	Jul 1, 2048

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	May 15, 2017
Property Address	3248 CENTENNIAL OAK DR, HAMILTON, MI 49419-9660
Document Number	4139/965
Book / Page	4139 / 965
Instrument Date	Apr 21, 2017
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Tax	$344.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8724 SUMMIT CT, 8724, ZEELAND, MI 49464-9150

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2434 PARIS AVE SE, GRAND RAPIDS, MI 49507-3523

Tax Assessment & Valuation

The 2025 property tax bill for 3248 Centennial Oak Dr was $4,469 with a homeowner's exemption, up 4.1% from the year before.

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
County Subdivision	Manlius Township
Unified School District	Hamilton Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$248,700 (+15.94%) Land $51,400 Building $197,300	$497,400 (+15.94%) Land $102,800 Building $394,600
2025	$4,469.00 (+4.12%) Homeowner's exemption	$214,500 Land $44,000 Building $170,500	$429,000 Land $88,000 Building $341,000
2024	$4,292.00
2023		$190,100 Land $32,000 Building $158,100	$380,200 Land $64,000 Building $316,200
2022	$3,626.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3248 Centennial Oak Dr in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3248 Centennial Oak Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: 123.NET.

Cell Coverage

5G (outdoors only) and 4G LTE

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