Caroline County property record for 32481 Pine Top School Rd, Hanover, VA 23069
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,650 sqft · built 1996 |
| Lot Size | 2.09 acres (91,040 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $180,000 (Apr 2011) |
| Tax Bill | $304,073 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Nov 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 108B-20-21 |
| Primary APN | 108B-20-21 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,650 sqft Living Area |
| Gross Area | 4,486 sqft |
| 1st Floor Area | 1,650 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Brick |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 91,040 sqft (2.09 acres) |
| Terrain | Rolling |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 21672 |
|---|---|
| Street Address | 32481 PINE TOP SCHOOL RD |
| City | HANOVER |
| State | VA |
| Zip | 23069-2243 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RP |
| Legal Description | CATALPA SUBD SECTION 2 LOT 21 PLAT B 7A & 7B |
| Legal Subdivision | CATALPA SUBD |
| Legal Lot Number | 21 |
| Jurisdiction | CAROLINE VA |
| Township / Civil Division | REEDY CHURCH |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 30600 |
Source: Caroline County records, as of June 5, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 32481 PINE TOP SCHOOL RD, HANOVER, VA 23069-2243 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 4, 2020 | Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK |
| Nov 22, 2019 | Deed of Trust, Mortgage · VA Mortgage FEDERAL SVGS BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 19, 2011 · Amount on Record |
| Deed Sale | Apr 19, 2011 · Amount on Record |
| Prior Sale | Aug 20, 2009 · Amount on Record |
| Deed Document Number | 20111349 |
| Deed Book / Page | 1058 / 37 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAROLINE VA |
| Property Address | 32481 PINE TOP SCHOOL RD, HANOVER, VA 23069-2243 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 1394565 |
|---|---|
| Date | Sep 4, 2020 |
| Book Page | 1394/565 |
| Instrument | 200003840 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60607 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAROLINE VA |
| Property Address | 32481 PINE TOP SCHOOL RD, HANOVER, VA 23069-2243 |
| Document Number | 135982 |
| Instrument Date | Nov 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2019 |
| Title Company | BCHH INC |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 32481 PINE TOP SCHOOL RD HANOVER VA 230692243, HANOVER, VA 23069-2243 |
| Document Number | 135982 |
|---|---|
| Date | Dec 3, 2019 |
| Book Page | 001359/000082 |
| Instrument | 4398 |
| Name | FEDERAL SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | CHICAGO, IL 60607 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 2, 2049 |
Source: Caroline County assessment roll, as of June 5, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Caroline County |
| Unified School District | Caroline County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $394,900 Land $68,700 Building $326,200 | ||
| 2025 | $304,073.00 | $394,900 Land $68,700 Building $326,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 14, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures