Caroline County property record for 32409 Pine Top School Rd, Hanover, VA 23069
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,916 sqft · built 1995 |
| Lot Size | 4.01 acres (174,676 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,684 (2026) |
| Deeds & Mortgages | Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 108B-20-23 |
| Primary APN | 108B-20-23 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 15 Rooms |
| Stories | 2 Stories |
| Building Area | 2,916 sqft Living Area |
| Gross Area | 5,103 sqft |
| 1st Floor Area | 1,289 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Vinyl |
| Foundation Type | No Foundation |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 174,676 sqft (4.01 acres) |
| Terrain | Rolling |
| Garage Type | Detached |
| Parking Spaces | 3 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Gazebo | 1 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 21674 |
|---|---|
| Street Address | 32409 PINE TOP SCHOOL RD |
| City | HANOVER |
| State | VA |
| Zip | 23069-2243 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RP |
| Legal Description | CATALPA SUBD SECTION 2 LOT 23 PLAT B 7A & 7B |
| Legal Subdivision | CATALPA SUBD |
| Legal Lot Number | 23 |
| Jurisdiction | CAROLINE VA |
| Township / Civil Division | REEDY CHURCH |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 30600 |
Source: Caroline County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 32409 PINE TOP SCHOOL RD, HANOVER, VA 23069-2243 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAROLINE VA |
| Property Address | 32409 PINE TOP SCHOOL RD, HANOVER, VA 23069-2243 |
| Document Number | 1383433 |
| Instrument Date | Jun 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 32409 PINE TOP SCHOOL RD HANOVER VA 230692243, HANOVER, VA 23069-2243 |
| Document Number | 1383433 |
|---|---|
| Date | Jun 24, 2020 |
| Book Page | 001383/000433 |
| Instrument | 2546 |
| Name | VIRGINIA CU |
|---|---|
| Type | Credit Union |
| Address | RICHMOND, VA 23225 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 23, 2050 |
Source: Caroline County assessment roll, as of June 5, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Caroline County |
| Unified School District | Caroline County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,684.00 (-99.25%) | $462,800 Land $82,700 Building $380,100 | |
| 2025 | $356,356.00 | $462,800 Land $82,700 Building $380,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 14, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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