3248 McMasters Rd, Billings, MT 59101 Property Records

Yellowstone County property record for 3248 McMasters Rd, Billings, MT 59101

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,944 sqft · built 2008
Lot Size	0.357 acres (15,530 sqft)
Owner	2 Individual Names on File
Last Sale	$109,500 (Jun 2016)
Tax Bill	$4,698 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Jun 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`000A312560`

Property Details

APN / Parcel Number

Primary APN	`000A312560`
Alternative APNs	`03-0927-27-2-12-05-0000` `R0332791` `A312560` `A31256`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Stories	1 Story
Building Area	3,944 sqft Living Area
Gross Area	4,152 sqft
1st Floor Area	2,076 sqft
Basement Area	2,076 sqft
Finished Basement	1,868 sqft
Unfinished Basement	208 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,530 sqft (0.357 acres)
View / Lot	Neighborhood / Spot
Garage Area	724 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	141 sqft
Deck Area	449 sqft
Patio Area	665 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3248 MCMASTERS RD
City	BILLINGS
State	MT
Zip	59101-9412
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIDGEWOOD ESTATES SUBD 2ND FILING, S27, T01 S, R26 E, BLOCK 2, LOT 3, 15530 SQUARE FEET, (04)
Legal Range	26E
Legal Township	01S
Legal Section	27
Legal Subdivision	RIDGEWOOD ESTATES SUBD 2ND FILING
Legal Block	2
Legal Lot Number	3
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	SOUTH YELLOWSTONE
Census Block Group	3
Census Block	3020
Census Tract	940001

Owner

3248 McMasters Rd is owned and occupied by two individuals who bought it in June 2016.

Source: Yellowstone County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3248 MCMASTERS RD, BILLINGS, MT 59101-9412
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2026	Deed of Trust, Mortgage · Line of Credit BILLINGS FCU
Jun 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage BILLINGS FCU
Jun 3, 2021	Deed of Trust, Mortgage · Line of Credit BILLINGS FCU
Aug 24, 2020	Deed of Trust, Mortgage · Line of Credit BILLINGS FCU
Jul 18, 2018	Loan Modification, Mortgage · Line of Credit BILLINGS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2016 · Amount on File
Deed Sale	Jun 29, 2016 · Amount on File
Prior Sale	Mar 2, 2009 · Amount on File
Deed Document Number	20163781275
Prior Transfer Date	Sep 5, 2008
Prior Transfer Doc	0003480060
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	3248 MCMASTERS RD, BILLINGS, MT 59101-9412
Transaction Type	Mortgage
Record Updated	Mar 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004127293
Date	Feb 27, 2026
Instrument	4127293

Lender

Name	BILLINGS FCU
Type	Credit Union
Address	BILLINGS, MT 59103

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Feb 26, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	3248 MCMASTERS RD, BILLINGS, MT 59101-9412
Transaction Type	Mortgage
Record Updated	Jun 16, 2021
Title Company	FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003974966
Date	Jun 3, 2021
Instrument	3974966

Lender

Name	BILLINGS FCU
Type	Credit Union
Address	BILLINGS, MT 59101

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	3248 MCMASTERS RD, BILLINGS, MT 59101-9412
Transaction Type	Mortgage
Record Updated	Jun 16, 2021
Title Company	FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003974967
Date	Jun 3, 2021
Instrument	3974967

Lender

Name	BILLINGS FCU
Type	Credit Union
Address	BILLINGS, MT 59103

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jun 2, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	3248 MCMASTERS RD, BILLINGS, MT 59101-9412
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003935099
Date	Aug 24, 2020
Instrument	3935099

Lender

Name	BILLINGS FCU
Type	Credit Union
Address	BILLINGS, MT 59103

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Aug 23, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	YELLOWSTONE MT
Property Address	3248 MCMASTERS RD, BILLINGS, MT 59101-9412
Document Number	0003855579
Instrument Date	Jul 18, 2018
Transaction Type	Mortgage
Record Updated	Aug 2, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3248 MCMASTERS RD BILLINGS MT 591019412, BILLINGS, MT 59101-9412

Mortgage

Document Number	0003855579
Date	Jul 24, 2018
Instrument	3855579

Lender

Name	BILLINGS FCU
Type	Credit Union
Address	BILLINGS, MT 59103-1779

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jul 23, 2033

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3248 McMasters Rd was $4,698, down 8.9% from the year before.

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
Municipality	Billings City
County	Yellowstone County
Secondary School District	Billings High School District (09 - 12)
Elementary School District	Blue Creek Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$698,300 (-) Land $93,024 Building $605,276	$698,300 (-) Land $93,024 Building $605,276
2025	$4,698.00 (-8.87%)	$698,300 Land $93,024 Building $605,276	$698,300 Land $93,024 Building $605,276
2024	$5,155.00 (+7.26%)
2023	$4,806.00	$596,000	$596,000 Land $89,064 Building $506,936

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3248 McMasters Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (2008–2011)
Most Recent Claim	May 2011 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3248 McMasters Rd is high, ranking above 70% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 50% of Montana
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BILLINGS serves 114,000 people · EPA ID MT0000153
Water Source	Surface water
Last State Inspection	May 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisp West Fixed Wireless	100 / 20

May also be available: Verizon.

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