3248 Countryside View Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3248 Countryside View Dr, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,870 sqft · built 2001
Lot Size	0.21 acres (9,191 sqft)
Owner	2 Individual Names on Record
Last Sale	$265,000 (Apr 2019)
Tax Bill	$2,624 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Sep 2020 Mortgage + 1 more
Flood Zone	Zone A (high risk)
APN	`88164`

Property Details

APN / Parcel Number

Primary APN	`88164`
Alternative APN	`262630062700011260`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,870 sqft Heated Area
Gross Area	2,720 sqft
1st Floor Area	1,870 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,191 sqft (0.21 acres)
Garage Type	Finished
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Screened Porch
Porch Area	405 sqft
Patio Area	448 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	88164
Street Address	3248 COUNTRYSIDE VIEW DR
City	SAINT CLOUD
State	FL
Zip	34772-7050
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR1B
Legal Description	SAWGRASS UNIT 2 PB 11 PG 112-113 LOT 126
Legal Range	30E
Legal Township	26S
Legal Section	26
Legal Subdivision	SAWGRASS UNIT 2
Legal Tract	627
Legal Block	1
Legal Lot Number	126
Legal Unit	2P
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2000
Census Tract	43304

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3248 COUNTRYSIDE VIEW DR, SAINT CLOUD, FL 34772-7050
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Sep 25, 2020	Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC
Apr 30, 2019	Warranty Deed, Transfer · FHA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2019 · Amount on Record
Deed Sale	Apr 30, 2019 · Amount on Record
Prior Sale	Jun 4, 2001
Deed Document Number	0055152946
Deed Book / Page	5515 / 2946
Record Updated	Jun 8, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3248 COUNTRYSIDE VIEW DR, SAINT CLOUD, FL 34772-7050
Transaction Type	Mortgage
Record Updated	Apr 20, 2023
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3248 COUNTRYSIDE VIEW DR, SAINT CLOUD, FL 34772-7050

Mortgage

Document Number	0063810217
Date	Apr 4, 2023
Book Page	6381/217
Instrument	2023037530

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Mar 24, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3248 COUNTRYSIDE VIEW DR, SAINT CLOUD, FL 34772-7050
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3248 COUNTRYSIDE VIEW DR, SAINT CLOUD, FL 34772-7050

Mortgage

Document Number	0058002778
Date	Sep 25, 2020
Book Page	5800/2778
Instrument	2020129385

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 30, 2019
Property Address	3248 COUNTRYSIDE VIEW DR, SAINT CLOUD, FL 34772-7050
Document Number	0055152946
Book / Page	005515 / 002946
Instrument Date	Apr 30, 2019
Instrument	54970
Transaction Type	Transfer
Record Updated	May 15, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,855.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3248 COUNTRYSIDE VIEW DR ST CLOUD FL 347727050, ST CLOUD, FL 34772-7050

Mortgage

Document Number	55152947
Date	Apr 30, 2019
Book Page	005515/002947
Instrument	54971

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 29, 2049

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,624.00 (+6.58%) Homeowner's exemption	$189,498 (+5.93%)	$326,700 (+3.09%) Land $70,000 Building $256,700
2023	$2,462.00 (+3.88%) Homeowner's exemption	$178,895 (+3%)	$316,900 (+15.53%) Land $65,000 Building $251,900
2022	$2,370.00 Homeowner's exemption	$173,685	$274,300 Land $60,000 Building $214,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 36 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	36 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: CenturyLink.

Nearby Properties on Countryside View Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures