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3245 Countryside View Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3245 Countryside View Dr, Saint Cloud, FL 34772

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,170 sqft · built 2000
Lot Size0.235 acres (10,236 sqft)
Owner2 Individual Names on Record
Last Sale$545,000 (Sep 2026)
Tax Bill$4,106 (2025)
Deeds & MortgagesSep 2026 Sale & Mortgage
Aug 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN26-26-30-0627-0001-1010

Property Details

APN / Parcel Number

Primary APN26-26-30-0627-0001-1010
Alternative APNs
  • 263026062700011010
  • 88139

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,170 sqft Living Area
Gross Area3,053 sqft
1st Floor Area2,170 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Exterior MaterialConcrete Block/Stucco
Construction TypeMasonry / Concrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,236 sqft (0.235 acres)
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeIn-Ground Pool
Pool Area444 sqft
PorchSlab
Porch Area403 sqft
Deck Area564 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address3245 COUNTRYSIDE VIEW DR
CitySAINT CLOUD
StateFL
Zip34772-7052
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR1B
Legal DescriptionSAWGRASS UNIT 2 PB 11 PG 112-113 LOT 101
Legal Range30E
Legal Township26S
Legal Section26
Legal SubdivisionSAWGRASS UNIT 2
Legal Tract627
Legal Block1010
Legal Lot Number101
Legal Unit2P
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2008
Census Tract43304

Owner

Source: Osceola County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address3245 COUNTRYSIDE VIEW DR, SAINT CLOUD, FL 34772-7052
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

DateDocument
Sep 22, 2026Warranty Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Aug 29, 2022Warranty Deed, Transfer · Conventional Mortgage
TRUIST BANK
Jan 30, 2020Loan Modification, Mortgage · Conventional Mortgage
WELLS FARGO BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 22, 2026 · Amount on Record
Deed SaleSep 22, 2026 · Amount on Record
Prior SaleOct 16, 2024 · Amount on Record
Deed Document Number2026122358
Deed Book / Page7037 / 2824
Prior Transfer DateSep 22, 2014
Prior Transfer Doc0046700420
Record UpdatedOct 29, 2026

September 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateSep 22, 2026
Property Address3245 COUNTRYSIDE VIEW DR, SAINT CLOUD, FL 34772-7052
Document Number0000122358
Book / Page7037 / 2824
Instrument DateSep 18, 2026
Instrument2026122358
Transaction TypeTransfer
Record UpdatedOct 8, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$385,315.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3245 COUNTRYSIDE VIEW DR, SAINT CLOUD, FL 34772-7052

Mortgage

Document Number0000122359,
DateSep 22, 2026
Book Page7037/2826
Instrument2026122359
Lender
NameUNITED WHOLESALE MORTGAGE
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2056
Interest
Max Rate-1%

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateAug 29, 2022
Property Address3245 COUNTRYSIDE VIEW DR, SAINT CLOUD, FL 34772-7052
Document Number0062761592
Book / Page6276 / 1592
Map ReferenceMB 11 PG 112&113
Instrument DateAug 24, 2022
Instrument2022131768
Transaction TypeTransfer
Record UpdatedSep 23, 2022
Title CompanyTHE CLOSING BOUTIQUE LLC, THE CLOSING AGENT LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,010.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3245 COUNTRYSIDE VIEW DR, 3245, SAINT CLOUD, FL 34772-7052

Transferred To (Grantee/Buyer)

NameVerified Name
Address3245 COUNTRYSIDE VIEW DR, SAINT CLOUD, FL 34772-7052

Mortgage

Document Number0062761594
DateAug 29, 2022
Instrument6276/1594
Lender
NameTRUIST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2052

January 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOSCEOLA FL
Property Address3245 COUNTRYSIDE VIEW DR, SAINT CLOUD, FL 34772-7052
Document Number0056900834
Instrument DateJan 30, 2020
Transaction TypeMortgage
Record UpdatedMay 22, 2020
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address3245 COUNTRYSIDE VIEW DR ST CLOUD FL 347727052, ST CLOUD, FL 34772-7052

Mortgage

Document Number0056900834
DateMar 11, 2020
Book Page005690/000834
Instrument35559
Lender
NameWELLS FARGO BK
TypeBank
Address1 HOME CAMPUS, DES MOINES, IA 50328-0001
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term480 Months
DueMar 10, 2060
Interest
Rate4.5%

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,106.00 (-33.41%)$272,315 (-27.67%)$388,300 (+3.13%) Land $70,000 Building $318,300
2024$6,166.00 (+2.41%)
2023$6,021.00 (+76.21%) Homeowner's exemption$376,500 (+54.4%) Land $65,000 Building $311,500$376,500 (+14.82%) Land $65,000 Building $311,500
2022$3,417.00 Homeowner's exemption Senior Citizen's exemption Widower's exemption$243,842$327,900 Land $60,000 Building $267,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 36 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies36 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 85% of Florida
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000

May also be available: CenturyLink.

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