32470 Cape Cod Dr, Lake Elsinore, CA 92530 Property Records

Riverside County property record for 32470 Cape Cod Dr, Lake Elsinore, CA 92530

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,465 sqft · built 2008
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$215,000 (Feb 2009)
Tax Bill	$6,652 (2025)
Deeds & Mortgages	Feb 2019 Line of Credit Apr 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`370-521-001`

Property Details

APN / Parcel Number

Primary APN	`370-521-001`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,465 sqft Living Area
Gross Area	2,900 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2009
Construction Type	Wood
Roof Material	Tile
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	402 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	32470 CAPE COD DR
City	LAKE ELSINORE
State	CA
Zip	92530-0404
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	.17 ACRES M/L IN LOT 22 MB 371/087 TR 30846
Legal Tract	30846
Legal Lot Number	22
Jurisdiction	RIVERSIDE CA
Township / Civil Division	ELSINORE VALLEY
Census Block Group	3
Census Block	3001
Census Tract	46403

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	32470 CAPE COD DR, LAKE ELSINORE, CA 92530-0404
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Apr 29, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 13, 2009 · Amount on File
Deed Sale	Feb 13, 2009 · Amount on File
Deed Document Number	200969316
Record Updated	Oct 29, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	32470 CAPE COD DR, LAKE ELSINORE, CA 92530-0404
Document Number	0000071803
Instrument Date	Feb 23, 2019
Transaction Type	Mortgage
Record Updated	Mar 13, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32470 CAPE COD DR LAKE ELSINORE CA 925300404, LAKE ELSINORE, CA 92530-0404

Mortgage

Document Number	0000071803
Date	Mar 4, 2019
Instrument	71803

Lender

Name	BANK OF AMERICA
Type	Bank
Address	ROCKY POINT, FL 33634

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	32470 CAPE COD DR, LAKE ELSINORE, CA 92530-0404
Document Number	0000192765
Instrument Date	Apr 29, 2017
Transaction Type	Mortgage
Record Updated	Aug 20, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32470 CAPE COD DR LAKE ELSINORE CA 925300404, LAKE ELSINORE, CA 92530-0404

Mortgage

Document Number	0000192765
Date	May 15, 2017
Instrument	192765

Lender

Name	BANK OF AMERICA
Type	Bank
Address	ROCKY POINT, FL 33634

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Lake Elsinore City
Unified School District	Lake Elsinore Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$282,385 (+2%) Land $78,801 Building $203,584
2025	$6,652.00 (-3.2%) Homeowner's exemption	$276,849 (+4.04%) Land $77,256 Building $199,593
2023	$6,872.00 (+1.03%) Homeowner's exemption	$266,101 Land $74,257 Building $191,844
2022	$6,802.00
2021			$486,990

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1983)
Most Recent Claim	May 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 51% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELSINORE VALLEY MWD serves 169,455 people · EPA ID CA3310012
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Accel Wireless, GeoLinks.

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