32465 Cape Cod Dr, Lake Elsinore, CA 92530 Property Records

Riverside County property record for 32465 Cape Cod Dr, Lake Elsinore, CA 92530

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,480 sqft · built 1989
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on Record
Last Sale	$608,500 (Sep 2023)
Tax Bill	$6,658 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage May 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`370-411-009`

Property Details

APN / Parcel Number

Primary APN	`370-411-009`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,480 sqft Living Area
Gross Area	3,147 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1990
Architectural Style	Traditional
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Tile
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	667 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	32465 CAPE COD DR
City	LAKE ELSINORE
State	CA
Zip	92530-0429
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 27 MB 184/013 TR 19344-2
Legal Subdivision	TRACT NO. 193442
Legal Tract	19344-2
Legal Lot Number	27
Jurisdiction	RIVERSIDE CA
Township / Civil Division	ELSINORE VALLEY
Census Block Group	3
Census Block	3000
Census Tract	46403

Owner

Source: Riverside County records, as of May 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	32465 CAPE COD DR, LAKE ELSINORE, CA 92530-0429
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2023	Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
May 12, 2023	Grant Deed, Transfer ORANGE COAST TITLE/CA, ORANGE COAST TITLE OF SOCAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2023 · Amount on Record
Deed Sale	Sep 26, 2023 · Amount on Record
Prior Sale	May 12, 2023 · Amount on Record
Deed Document Number	2023284690
Prior Transfer Date	Dec 22, 2016
Prior Transfer Doc	0000579720
Record Updated	Jun 8, 2026

September 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Sep 26, 2023
Property Address	32465 CAPE COD DR, LAKE ELSINORE, CA 92530-0429
Document Number	0000284690
Map Reference	MB 184 PG 13-17
Instrument Date	Jul 31, 2023
Instrument	2023-0284690
Transaction Type	Transfer
Record Updated	Oct 5, 2023
Title Company	ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TTL CO OF SOCAL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	32465 CAPE COD DR, LAKE ELSINORE, CA 92530-0429

Mortgage

Document Number	0000284691
Date	Sep 26, 2023
Instrument	2023-0284691

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

May 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	May 12, 2023
Property Address	32465 CAPE COD DR, LAKE ELSINORE, CA 92530-0429
Document Number	0000136502
Map Reference	MB 184 PG 13-17
Instrument Date	May 1, 2023
Instrument	2023-0136502
Transaction Type	Transfer
Record Updated	May 26, 2023
Title Company	ORANGE COAST TITLE/CA, ORANGE COAST TITLE OF SOCAL

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1090 W WASHINGTON ST # 133, 133, TEMPE, AZ 85288-1203

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of August 6, 2025

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Lake Elsinore City
Unified School District	Lake Elsinore Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,658.00 (+176.15%)	$620,669 (+169.83%) Land $186,198 Building $434,471
2023	$2,411.00 (+2.03%) Homeowner's exemption	$230,026 Land $46,024 Building $184,002
2022	$2,363.00
2021			$490,590

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1983)
Most Recent Claim	May 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 51% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELSINORE VALLEY MWD serves 169,455 people · EPA ID CA3310012
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Accel Wireless, GeoLinks.

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