3247 Freshwater Crk, Chico, CA 95973 Property Records

Butte County property record for 3247 Freshwater Crk, Chico, CA 95973

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,543 sqft · built 2017
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$307,500 (Mar 2017)
Tax Bill	$4,259 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Aug 2021 Line of Credit + 2 more
Flood Zone	Zone X (moderate risk)
APN	`016-390-014-000`

Property Details

APN / Parcel Number

Primary APN	`016-390-014-000`
Alternative APN	`016-390-014`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,543 sqft Living Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Construction Type	Wood
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	016-390-014
Street Address	3247 FRESHWATER CRK
City	CHICO
State	CA
Zip	95973-2120
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 315 MOUNTAIN VISTA SUB PH 3
Legal Subdivision	MOUNTAIN VISTA SUB PH 3
Legal Lot Number	315
Jurisdiction	BUTTE CA
Township / Civil Division	CHICO
Census Block Group	1
Census Block	1011
Census Tract	103

Owner

Source: Butte County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3247 FRESHWATER CRK, CHICO, CA 95973-2120
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2024	Deed of Trust, Mortgage · Line of Credit STAR ONE CU
Aug 6, 2021	Deed of Trust, Mortgage · Line of Credit TRI COUNTIES BANK
May 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MTG
Mar 6, 2017	Quit Claim Deed, Mortgage SUMMIT FNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 6, 2017 · Amount on Record
Deed Sale	Mar 6, 2017 · Amount on Record
Deed Document Number	20178425
Prior Transfer Date	Mar 2, 2017
Prior Transfer Doc	0000008595
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	3247 FRESHWATER CRK, CHICO, CA 95973-2120
Transaction Type	Mortgage
Record Updated	Feb 19, 2024
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3247 FRESHWATER CRK, CHICO, CA 95973-2120

Mortgage

Document Number	0000003680
Date	Jan 30, 2024
Instrument	2024-0003680

Lender

Name	STAR ONE CU
Type	Credit Union
Address	SUNNYVALE, CA 94088

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	303 Months
Due	Mar 31, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	3247 FRESHWATER CRK, CHICO, CA 95973-2120
Transaction Type	Mortgage
Record Updated	Jul 19, 2022
Title Company	ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3247 FRESHWATER CRK, CHICO, CA 95973-2120

Mortgage

Document Number	0000035226
Date	Aug 6, 2021
Instrument	2021-0035226

Lender

Name	TRI COUNTIES BANK
Type	Bank
Address	CHICO, CA 95973

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	3247 FRESHWATER CRK, CHICO, CA 95973-2120
Document Number	0000019544
Instrument Date	May 11, 2020
Transaction Type	Mortgage
Record Updated	May 25, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3247 FRESHWATER CRK CHICO CA 959732120, CHICO, CA 95973-2120

Mortgage

Document Number	0000019544
Date	May 12, 2020
Instrument	19544

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 11, 2050

March 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	BUTTE CA
Recording Date	Mar 6, 2017
Property Address	3247 FRESHWATER CRK, CHICO, CA 95973-2120
Document Number	0000008426
Instrument Date	Feb 28, 2017
Instrument	8426
Transaction Type	Mortgage
Record Updated	Nov 8, 2017
Title Company	RIO VALLEY TITLE, MID VALLEY TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3247 FRESHWATER CRK CHICO CA 959732120, CHICO, CA 95973-2120

Mortgage

Document Number	8428
Date	Mar 6, 2017
Instrument	8428

Lender

Name	SUMMIT FNDG
Type	Funding / Finance Company
Address	SACRAMENTO, CA 95815

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 5, 2047

Tax Assessment & Valuation

Source: Butte County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Butte County
Municipality	Chico City
Unified School District	Chico Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$375,419 (+2%) Land $147,972 Building $227,447
2025	$4,259.00 (+7.96%)	$368,059 (+4.04%) Land $145,071 Building $222,988
2024			$421,920
2023	$3,945.00 (+3.06%)	$353,769 Land $139,439 Building $214,330
2022	$3,828.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 742 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
DigitalPath Fixed Wireless	400 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, unWired Broadband.

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