3246 Freshwater Crk, Chico, CA 95973 Property Records

Butte County property record for 3246 Freshwater Crk, Chico, CA 95973

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,543 sqft · built 2018
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on Record
Last Sale	$358,000 (Mar 2018)
Tax Bill	$4,631 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Jun 2020 Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`016-390-016-000`

Property Details

APN / Parcel Number

Primary APN	`016-390-016-000`
Alternative APN	`016-390-016`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,543 sqft Living Area
1st Floor Area	1,543 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Wood
Lot Area	4,792 sqft (0.11 acres)
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	016-390-016
Street Address	3246 FRESHWATER CRK
City	CHICO
State	CA
Zip	95973-2120
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 317 MOUNTAIN VISTA SUB PH 3
Legal Subdivision	MOUNTAIN VISTA SUB PH 3
Legal Lot Number	317
Jurisdiction	BUTTE CA
Township / Civil Division	CHICO
Census Block Group	1
Census Block	1010
Census Tract	103

Owner

Source: Butte County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3246 FRESHWATER CRK, CHICO, CA 95973-2120
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jun 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Mar 5, 2018	Grant Deed, Transfer MID VALLEY TITLE & ESCSROW C
Mar 5, 2018	Intrafamily Transfer, Transfer MID VALLEY TITLE & ESCROW CO
Aug 8, 2017	Deed of Trust, Mortgage PITTS ROBERT TRUST (PT)
Jul 24, 2017	Loan Modification, Mortgage ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 5, 2018 · Amount on Record
Deed Sale	Mar 5, 2018 · Amount on Record
Deed Document Number	20187784
Prior Transfer Date	Feb 27, 2018
Prior Transfer Doc	0000007786
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	3246 FRESHWATER CRK, CHICO, CA 95973-2120
Transaction Type	Mortgage
Record Updated	Feb 23, 2026
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3246 FRESHWATER CRK, CHICO, CA 95973-2120

Mortgage

Document Number	0000003896
Date	Jan 28, 2026
Instrument	2026-0003896

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Dec 15, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	3246 FRESHWATER CRK, CHICO, CA 95973-2120
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025425
Date	Jun 29, 2020
Instrument	2020-0025425

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Mar 5, 2018
Property Address	3246 FRESHWATER CRK, CHICO, CA 95973-2120
Document Number	0000007784
Map Reference	MB188 PG26-31
Instrument Date	Mar 2, 2018
Instrument	2018-0007784
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	MID VALLEY TITLE & ESCSROW C

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3246 FRESHWATER CRK, CHICO, CA 95973-2120

March 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUTTE CA
Recording Date	Mar 5, 2018
Property Address	3246 FRESHWATER CRK, CHICO, CA 95973-2120
Document Number	0000007786
Map Reference	MB188 PG26-31
Instrument Date	Feb 27, 2018
Instrument	2018-0007786
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	MID VALLEY TITLE & ESCROW CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3246 FRESHWATER CRK, CHICO, CA 95973-2120

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	3246 FRESHWATER CRK, CHICO, CA 95973-2120
Document Number	0000028651
Instrument Date	Aug 8, 2017
Transaction Type	Mortgage
Record Updated	Oct 4, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	0000028651
Date	Aug 18, 2017
Instrument	28651

Lender

Name	PITTS ROBERT TRUST (PT)

Agreement

Amount	Amount Recorded

July 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BUTTE CA
Property Address	3246 FRESHWATER CRK, CHICO, CA 95973-2120
Document Number	0000027315
Instrument Date	Jul 24, 2017
Transaction Type	Mortgage
Record Updated	Sep 26, 2017
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Partnership

Tax Assessment & Valuation

Source: Butte County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Butte County
Municipality	Chico City
Unified School District	Chico Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$415,483 (+2%) Land $162,479 Building $253,004
2025	$4,631.00 (+8.02%) Homeowner's exemption	$407,338 (+4.04%) Land $159,294 Building $248,044
2024			$439,200
2023	$4,287.00 (+1.66%) Homeowner's exemption	$391,522 Land $153,109 Building $238,413
2022	$4,217.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 742 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
DigitalPath Fixed Wireless	400 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, unWired Broadband.

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