1. Home
  2. Illinois
  3. Cook County
  4. Chicago
  5. N Opal Ave

3246 N Opal Ave, Chicago, IL 60634 Property Records

Cook County property record for 3246 N Opal Ave, Chicago, IL 60634

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 2,400 sqft · built 2019
Lot Size0.086 acres (3,750 sqft)
OwnerIndividual Name on File
Last Sale$575,000 (Aug 2019)
Tax Bill$8,382 (2023)
Deeds & MortgagesAug 2022 Line of Credit
May 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN12-24-326-015

Property Details

APN / Parcel Number

Primary APN12-24-326-015
Alternative APN
  • 12-24-326-015-0000

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,400 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleBungalow
Exterior MaterialWood
Construction TypeFrame
Roof MaterialAsphalt
Lot Area3,750 sqft (0.086 acres)
Garage TypeDetached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address3246 N OPAL AVE
CityCHICAGO
StateIL
Zip60634-3041
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-2
Legal DescriptionJOHN J (RUTHERFORDS)(FIFTH) ADD TO (MONT)(CLAIRE) SUB OF S OF IBL EH WH SW SEC 24-40-12
Legal Range12E
Legal Township40N
Legal Section24
Legal SubdivisionRUTHERFORDS FIFTH ADD TO MONT CLAIRE
Legal Block7
Legal Lot Number2
JurisdictionCOOK IL
Township / Civil DivisionCHICAGO
Census Block Group3
Census Block3022
Census Tract170700

Owner

Source: Cook County records · APN 12-24-326-015

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3246 N OPAL AVE, CHICAGO, IL 60634-3041
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Aug 04, 2022Deed of Trust, Mortgage · Line of Credit
SPRING EQ LLC
May 04, 2020Deed of Trust, Mortgage
CROSSCOUNTRY MTG
Aug 01, 2019Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MTG
Aug 15, 2018Grant Deed, Transfer
ATTORNEY'S TITLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 01, 2019 · Amount on Record
Deed SaleAug 01, 2019 · Amount on Record
Prior SaleAug 15, 2018 · Amount on Record
Deed Document Number201917174
Record UpdatedSep 20, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address3246 N OPAL AVE, CHICAGO, IL 60634-3041
Transaction TypeMortgage
Record UpdatedAug 11, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3246 N OPAL AVE, CHICAGO, IL 60634-3041

Mortgage

Document Number0021612228
DateAug 04, 2022
Instrument2221612228
Lender
NameSPRING EQ LLC
TypeMortgage Company
AddressFLINT, MI 48501
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueJul 25, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address3246 N OPAL AVE, CHICAGO, IL 60634-3041
Document Number2016807030
Instrument DateMay 04, 2020
Transaction TypeMortgage
Record UpdatedJun 29, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3246 N OPAL AVE CHICAGO IL 606343041, CHICAGO, IL 60634-3041

Mortgage

Document Number2016807030
DateJun 16, 2020
Instrument16807030
Lender
NameCROSSCOUNTRY MTG
TypeMortgage Company
AddressBRECKSVILLE, OH 44141
Agreement
AmountAmount Recorded
Term360 Months
DueJun 15, 2050
Interest
Rate TypeFixed Rate
Rate3.37%

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateAug 01, 2019
Property Address3246 N OPAL AVE, CHICAGO, IL 60634-3041
Document Number1921317174
Instrument DateJul 26, 2019
Instrument21317174
Transaction TypeTransfer
Record UpdatedAug 15, 2019
Title CompanyNATIONAL TITLE CTR

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$575.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3246 N OPAL AVE CHICAGO IL 606343041, CHICAGO, IL 60634-3041

Mortgage

Document Number1921813035
DateAug 01, 2019
Instrument21813035
Lender
NameCROSSCOUNTRY MTG
TypeMortgage Company
AddressBRECKSVILLE, OH 44141
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 31, 2049
Interest
Rate TypeFixed Rate
Rate4.37%

August 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCOOK IL
Recording DateAug 15, 2018
Property Address3246 N OPAL AVE, CHICAGO, IL 60634-3041
Document Number1822749057
Instrument DateAug 08, 2018
Instrument22749057
Transaction TypeTransfer
Record UpdatedAug 22, 2018
Title CompanyATTORNEY'S TITLE

Transaction

AmountAmount Recorded
Tax$150.00

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4232 N ODELL AVE NORRIDGE IL 607061127, NORRIDGE, IL 60706-1127

Tax Assessment & Valuation

Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
MunicipalityChicago City
Unified School DistrictChicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$65,703 (+52.73%) Land $9,375 Building $56,328$657,030 (+52.73%) Land $93,750 Building $563,280
2023$8,382.00 (+2.86%)
2022$8,149.00 Homeowner's exemption$43,020 Land $7,500 Building $35,520$430,200 Land $75,000 Building $355,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cook County (17031C), as of February 11, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 2,000
T-Mobile USA
Fixed Wireless		100 / 20

May also be available: Verizon.

Based on FCC filings for 1,242 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system IL0316000, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCHICAGO
serves 2,721,308 people
Water SourceSurface water
Last State InspectionMar 2026
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on N Opal Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures