3237 N Opal Ave, #1, Chicago, IL 60634 Property Records

Cook County property record for 3237 N Opal Ave, #1, Chicago, IL 60634

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,286 sqft · built 1974
Lot Size0.086 acres (3,750 sqft)
OwnerIndividual Name on File
Last Sale$265,000 (Dec 2017)
Tax Bill$3,723 (2023)
Deeds & MortgagesJul 2020 Mortgage
Dec 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN12-24-327-005

Property Details

APN / Parcel Number

Primary APN12-24-327-005
Alternative APN
  • 12-24-327-005-0000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,286 sqft Living Area
1st Floor Area1,286 sqft

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1976
Architectural StyleBungalow
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area3,750 sqft (0.086 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address3237 N OPAL AVE, 1
CityCHICAGO
StateIL
Zip60634-3042
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-2
Legal DescriptionJOHN J (RUTHERFORDS)(FIFTH) ADD TO (MONT)(CLAIRE) SUB OF S OF IBL EH WH SW SEC 24-40-12
Legal Range12E
Legal Township40N
Legal Section24
Legal SubdivisionRUTHERFORDS FIFTH ADD TO MONT CLAIRE
Legal Block8
Legal Lot Number32
JurisdictionCOOK IL
Township / Civil DivisionCHICAGO
Census Block Group2
Census Block2008
Census Tract170700

Owner

Source: Cook County records · APN 12-24-327-005

Assessment roll updated May 27, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3237 N OPAL AVE, CHICAGO, IL 60634-3042
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 01, 2020Deed of Trust, Mortgage · Conventional Mortgage
WINTRUST MTG
Dec 08, 2017Warranty Deed, Transfer · Conventional Mortgage
WINTRUST MTG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 08, 2017 · Amount on Record
Deed SaleDec 08, 2017 · Amount on Record
Deed Document Number201729055
Prior Transfer DateJan 10, 1998
Prior Transfer Doc0000000343
Record UpdatedSep 20, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address3237 N OPAL AVE # 1, 1, CHICAGO, IL 60634-3042
Document Number2024520365
Instrument DateJul 01, 2020
Transaction TypeMortgage
Record UpdatedSep 15, 2020
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3237 N OPAL AVE CHICAGO IL 606343042, CHICAGO, IL 60634-3042

Mortgage

Document Number2024520365
DateSep 01, 2020
Instrument24520365
Lender
NameWINTRUST MTG
TypeMortgage Company
AddressROSEMONT, IL 60018
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueAug 31, 2035
Interest
Rate TypeFixed Rate
Rate2.75%

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateDec 08, 2017
Property Address3237 N OPAL AVE # 1, 1, CHICAGO, IL 60634-3042
Document Number1734229055
Instrument DateNov 23, 2017
Instrument34229055
Transaction TypeTransfer
Record UpdatedJan 03, 2018
Title CompanyNEAR NORTH NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$265.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3515 W 57TH ST CHICAGO IL 60629, CHICAGO, IL 60629

Mortgage

Document Number1734229056
DateDec 08, 2017
Instrument34229056
Lender
NameWINTRUST MTG
TypeMortgage Company
AddressROSEMONT, IL 60018
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 07, 2047
Interest
Rate4.12%

Mortgage

Document Number1734229057,
DateDec 08, 2017
Instrument34229057
Lender
NameTCF NAT'L BK
TypeBank
AddressSIOUX FALLS, SD 57106
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueDec 07, 2047
Interest
Rate TypeAdjustable Rate
Rate4.25%

Tax Assessment & Valuation

Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
MunicipalityChicago City
Unified School DistrictChicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$32,000 (+3.22%) Land $9,375 Building $22,625$320,000 (+3.22%) Land $93,750 Building $226,250
2023$3,723.00 (-0.56%)
2022$3,744.00 Homeowner's exemption Senior Citizen's exemption$31,003 Land $7,503 Building $23,500$310,030 Land $75,030 Building $235,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cook County (17031C), as of February 11, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170311707002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (2002–2013)
Claims Outside the SFHA2 of 2
Most Recent ClaimApr 2013 · Severe Storms, Straight-line Winds, And Flooding

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 2,000
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: Verizon.

Based on FCC filings for 1,242 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system IL0316000, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCHICAGO
serves 2,721,308 people
Water SourceSurface water
Last State InspectionMar 2026
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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