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32451 Howard Loop, Cottage Grove, OR 97424 Property Records

Lane County property record for 32451 Howard Loop, Cottage Grove, OR 97424

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,586 sqft · built 1980
Lot Size1.4 acres (60,984 sqft)
OwnerTrust Name on File
Last Sale$280,000 (Sep 2018)
Tax Bill$3,025 (2025)
Deeds & MortgagesOct 2020 Transfer
Sep 2018 Sale
Flood ZoneZone X (minimal risk)
APN21-03-04-10-03201-000

Property Details

APN / Parcel Number

Primary APN21-03-04-10-03201-000
Alternative APN
  • 1365038

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,586 sqft Finished Area
1st Floor Area1,586 sqft

Exterior

Year BuiltBuilt 1980
Exterior MaterialWood
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area60,984 sqft (1.4 acres)
Garage TypeAttached
Garage Area644 sqft
DrivewayDriveway
Driveway Area400 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Account Number1365038
Street Address32451 HOWARD LOOP
CityCOTTAGE GROVE
StateOR
Zip97424-2883
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR5-RURAL RES. (5 AC MIN)
Legal DescriptionSEC/TWN/RNG/MER:SEC 04 TWN 21 RNG 03
Legal Range03W
Legal Township21S
Legal Section04
Legal QuarterNE
Legal SubdivisionHILLSIDE
Legal Lot Number3201
JurisdictionLANE OR
Township / Civil DivisionCOTTAGE GROVE
Census Block Group1
Census Block1010
Census Tract1302

Owner

32451 Howard Loop is owner-occupied and held in a trust since October 2020.

Source: Lane County records, as of October 27, 2025

Owner of RecordTrust Name on File
Mailing Address32451 HOWARD LOOP, COTTAGE GROVE, OR 97424-2883
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 22, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Sep 10, 2018Warranty Deed, Transfer
FIRST AMERICAN

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 10, 2018 · Amount on File
Deed SaleSep 10, 2018 · Amount on File
Prior SaleSep 10, 2018 · Amount on File
Deed Document Number0000042414
Last Transfer DateOct 22, 2020
Transfer Doc0000060928
Record UpdatedJun 8, 2026

October 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLANE OR
Recording DateOct 22, 2020
Property Address32451 HOWARD LOOP, COTTAGE GROVE, OR 97424-2883
Document Number0000060928
Instrument DateOct 14, 2020
Instrument60928
Transaction TypeTransfer
Record UpdatedNov 3, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address32451 HOWARD LOOP COTTAGE GROVE OR 974242883, COTTAGE GROVE, OR 97424-2883

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLANE OR
Recording DateSep 10, 2018
Property Address32451 HOWARD LOOP, COTTAGE GROVE, OR 97424-2883
Document Number0000042414
Instrument DateAug 24, 2018
Instrument42414
Transaction TypeTransfer
Record UpdatedNov 22, 2018
Title CompanyFIRST AMERICAN

Transaction

AmountAmount on Record
Tax$280.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address32451 HOWARD LOOP COTTAGE GROVE OR 974242883, COTTAGE GROVE, OR 97424-2883

Tax Assessment & Valuation

The 2025 property tax bill for 32451 Howard Loop was $3,025.

Source: Lane County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateOregon
CountyLane County
Unified School DistrictSouth Lane School District 45J (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,025.00$266,395$487,913 Land $176,696 Building $311,217
2023$2,896.00 (+4.59%)$251,103 (+3%)$470,204 (+5.85%) Land $155,917 Building $314,287
2022$2,769.00$243,790$444,222 Land $155,917 Building $288,305

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 32451 Howard Loop in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 12 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims12 (1996–2025)
Claims Outside the SFHA9 of 12
Most Recent ClaimMar 2025 · rainfall accumulation
Claims by Event
  • Severe Storms, Flooding, Landslides, And Mudslides, Jan 2006 · 3 claims
  • Flooding, Land, Mud Slides, High Winds,severe Storms, Nov 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 32451 Howard Loop is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
DFN
Fiber		2,500 / 2,500
Spectrum
Cable		1,000 / 1,000
Starlink
Satellite		280 / 30

May also be available: Hunter Communications, T-Mobile.

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