3245 Stein St, Mobile, AL 36608 Property Records

Mobile County property record for 3245 Stein St, Mobile, AL 36608

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,744 sqft · built 1989
Owner	Individual Name on Record
Last Sale	$356,000 (Aug 2020)
Tax Bill	$2,156 (2025)
Deeds & Mortgages	Jun 2025 Line of Credit Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R022806371001084`

Property Details

APN / Parcel Number

Primary APN	`R022806371001084`
Alternative APNs	`28 06 37 1 001 084.XXX` `00550861` `550861`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,744 sqft Living Area
1st Floor Area	1,624 sqft
Upper Floors Area	920 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Porch	Open Porch
Porch Area	340 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	550861
Old Parcel Number	R022806371001084
Street Address	3245 STEIN ST
City	MOBILE
State	AL
Zip	36608-5829
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 REVISED GROSVENOR SQR MBK 20 P 56 #SEC 37 T4S R2W #MP28 06 37 1 001
Legal Range	02W
Legal Township	04S
Legal Section	37
Legal Subdivision	BROADNAY GROSVENOR
Legal Lot Number	8
Jurisdiction	MOBILE AL
Township / Civil Division	MOBILE
Census Block Group	3
Census Block	3014
Census Tract	3302

Owner

Source: Mobile County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3245 STEIN ST, MOBILE, AL 36608-5829
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 20, 2025	Deed of Trust, Mortgage · Line of Credit AMERICAS FIRST FCU
Aug 31, 2020	Warranty Deed, Transfer · Conventional Mortgage THE FIRST A NATIONAL BANKING ASSN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2020 · Amount on Record
Deed Sale	Aug 31, 2020 · Amount on Record
Prior Sale	Jun 21, 2005 · Amount on Record
Deed Document Number	2020052949
Record Updated	Jun 8, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	3245 STEIN ST, MOBILE, AL 36608-5829
Transaction Type	Mortgage
Record Updated	Dec 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3245 STEIN ST, MOBILE, AL 36608-5829

Mortgage

Document Number	0000037875
Date	Jun 20, 2025
Instrument	2025037875

Lender

Name	AMERICAS FIRST FCU
Type	Credit Union
Address	1200 4TH AVE N, BIRMINGHAM, AL 35203

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Jul 2, 2035

Interest

Change Frequency	Monthly

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Aug 31, 2020
Property Address	3245 STEIN ST, MOBILE, AL 36608-5829
Document Number	0000052949
Map Reference	MB 20 PG 56
Instrument Date	Aug 6, 2020
Instrument	2020052949
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	506 PARK CENTER AVE, 506, NASHVILLE, TN 37205-3430

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3245 STEIN ST, MOBILE, AL 36608-5829

Mortgage

Document Number	0000052950
Date	Aug 31, 2020
Instrument	2020052950

Lender

Name	THE FIRST A NATIONAL BANKING ASSN
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2040

Tax Assessment & Valuation

Source: Mobile County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Municipality	Mobile City
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,156.00 (+5.22%) Homeowner's exemption	$34,850 (+5.03%) Land $9,800 Building $25,050	$348,500 (+5.03%) Land $98,000 Building $250,500
2024	$2,049.00 (+3.96%) Homeowner's exemption	$33,180 (+3.88%) Land $9,800 Building $23,380	$331,800 (+3.88%) Land $98,000 Building $233,800
2023	$1,971.00 Homeowner's exemption	$31,940 Land $9,800 Building $22,140	$319,400 Land $98,000 Building $221,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	32 (1979–2004)
Claims Outside the SFHA	13 of 32
Most Recent Claim	Sep 2004 · Hurricane Ivan
Claims by Event	Hurricane Ivan, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.4% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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