3257 Stein St, Mobile, AL 36608 Property Records

Mobile County property record for 3257 Stein St, Mobile, AL 36608

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,982 sqft · built 1968
Owner	2 Individual Names on Record
Last Sale	$500 (Jun 2023)
Tax Bill	$2,770 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Jun 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R022806371001090`

Property Details

APN / Parcel Number

Primary APN	`R022806371001090`
Alternative APNs	`28 06 37 1 001 090.XXX` `00551021` `551021`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,982 sqft Living Area
1st Floor Area	2,020 sqft
Upper Floors Area	962 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1995
Exterior Material	Brick
Roof Type	Mansard
Roof Material	Asphalt
Garage Area	598 sqft
Parking Spaces	2 Parking Spaces
Pool Area	512 sqft
Porch	Slab
Porch Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	551021
Street Address	3257 STEIN ST
City	MOBILE
State	AL
Zip	36608-5829
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 GROSVENOR SQ REVISED MBK 20 PG 56 #SEC 37 T4S R2W #MP28 06 37 1 001
Legal Range	04S
Legal Township	04S
Legal Section	37
Legal Subdivision	BROADNAY GROSVENOR
Legal Lot Number	2
Jurisdiction	MOBILE AL
Township / Civil Division	MOBILE
Census Block Group	3
Census Block	3014
Census Tract	3302

Owner

Source: Mobile County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3257 STEIN ST, MOBILE, AL 36608-5829
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2026	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jun 23, 2023	Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
Apr 23, 2019	Warranty Deed, Transfer · FHA Mortgage RESOURCE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2023 · Amount on Record
Deed Sale	Jun 23, 2023 · Amount on Record
Prior Sale	Apr 23, 2019 · Amount on Record
Deed Document Number	202337929
Prior Transfer Date	Jun 17, 2023
Prior Transfer Doc	0000037929
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Recording Date	Sep 3, 2026
Property Address	3257 STEIN ST, MOBILE, AL 36608-5829
Document Number	0000053690
Instrument Date	Aug 28, 2026
Instrument	202653690
Transaction Type	Mortgage
Record Updated	Sep 15, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common, 169
Address	3257 STEIN ST, MOBILE, AL 36608-5829

Mortgage

Document Number	0000053690,
Date	Sep 3, 2026
Instrument	202653690

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Jun 23, 2023
Property Address	3257 STEIN ST, MOBILE, AL 36608-5829
Document Number	0000037929
Map Reference	MB 20 PG 56
Instrument Date	Jun 17, 2023
Instrument	2023037929
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	UNKNOWN, SENTINEL TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3257 STEIN ST, MOBILE, AL 36608-5829

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3257 STEIN ST, MOBILE, AL 36608-5829

Mortgage

Document Number	0000037930
Date	Jun 23, 2023
Instrument	2023037930

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Apr 23, 2019
Property Address	3257 STEIN ST, MOBILE, AL 36608-5829
Document Number	0000021648
Map Reference	MB 20 PG 56
Instrument Date	Apr 18, 2019
Instrument	2019021648
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	SURETY LAND TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12 ASHLEY DR, 12, MOBILE, AL 36608-1804

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3257 STEIN ST, MOBILE, AL 36608-5829

Mortgage

Document Number	0000021649
Date	Apr 23, 2019
Instrument	2019021649

Lender

Name	RESOURCE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Mobile County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Municipality	Mobile City
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,770.00 (+6.99%) Homeowner's exemption	$44,500 (+6.82%) Land $9,800 Building $34,700	$445,000 (+6.82%) Land $98,000 Building $347,000
2024	$2,589.00 (+7.61%) Homeowner's exemption	$41,660 (+7.4%) Land $9,800 Building $31,860	$416,600 (+7.4%) Land $98,000 Building $318,600
2023	$2,406.00 (+6.79%) Homeowner's exemption	$38,790 (+6.62%) Land $9,800 Building $28,990	$387,900 (+6.62%) Land $98,000 Building $289,900
2022	$2,253.00 Homeowner's exemption	$36,380 Land $9,800 Building $26,580	$363,800 Land $98,000 Building $265,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	32 (1979–2004)
Claims Outside the SFHA	13 of 32
Most Recent Claim	Sep 2004 · Hurricane Ivan
Claims by Event	Hurricane Ivan, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.4% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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