3210 S Derby Rd, Sidney, MI 48885 Property Records

Montcalm County property record for 3210 S Derby Rd, Sidney, MI 48885

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,344 sqft
Lot Size	0.583 acres (25,391 sqft)
Owner	Individual Name on File
Tax Bill	$1,032 (2025)
Deeds & Mortgages	May 2023 Line of Credit Apr 2022 Refinance + 1 more
APN	`019-021-009-00`

Property Details

APN / Parcel Number

Primary APN	`019-021-009-00`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Building Area	1,344 sqft Building Perimeter
1st Floor Area	840 sqft
Basement Area	672 sqft
Unfinished Basement	672 sqft

Exterior

Architectural Style	Ranch
Lot Area	25,391 sqft (0.583 acres)
Lot Dimensions	165 ft deep x 165 ft wide
Garage Area	720 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	3210 S DERBY RD
City	SIDNEY
State	MI
Zip	48885-9783
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM 64 R S OF NE COR OF SEC 21, THENCE W 10 R, S 10 R, E 10 R, N 10 R TO P OF B SEC 21 T10N R7W.
Legal Range	07W
Legal Township	10N
Legal Section	21
Jurisdiction	MONTCALM MI
Township / Civil Division	SIDNEY
Census Block Group	1
Census Block	1003
Census Tract	971100

Owner

3210 S Derby Rd is owned and occupied by an individual.

Source: Montcalm County records, as of July 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3210 S DERBY RD, SIDNEY, MI 48885-9783
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 22, 2023	Deed of Trust, Mortgage · Line of Credit MICHIGAN ONE COMMUNITY CU
Apr 14, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance MMS MORTGAGE SERVICES LTD
Apr 4, 2018	Quit Claim Deed, Transfer SIDNEY STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTCALM MI
Property Address	3210 S DERBY RD, SIDNEY, MI 48885-9783
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023R05061
Date	May 22, 2023
Instrument	2023R-05061

Lender

Name	MICHIGAN ONE COMMUNITY CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTCALM MI
Property Address	3210 S DERBY RD, SIDNEY, MI 48885-9783
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022R05038
Date	Apr 14, 2022
Instrument	2022R-05038

Lender

Name	MMS MORTGAGE SERVICES LTD

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	May 1, 2037

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTCALM MI
Recording Date	Apr 4, 2018
Property Address	3210 S DERBY RD, SIDNEY, MI 48885-9783
Document Number	2018R04311
Instrument Date	Mar 23, 2018
Instrument	2018R-04311
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3210 S DERBY RD, SIDNEY, MI 48885-9783

Mortgage

Document Number	2018R04312
Date	Apr 4, 2018
Instrument	2018R-04312

Lender

Name	SIDNEY STATE BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	69 Months
Due	Jan 1, 2024

Tax Assessment & Valuation

The 2025 property tax bill for 3210 S Derby Rd was $1,032, up 3.1% from the year before.

Source: Montcalm County assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Montcalm County
County Subdivision	Sidney Township
Unified School District	Central Montcalm Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$78,100 (+6.26%)	$156,200 (+6.26%)
2025	$1,032.00 (+3.1%)	$73,500	$147,000
2024	$1,001.00
2023		$62,000	$62,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 3210 S Derby Rd.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3210 S Derby Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
CMS Internet Fiber	1,000 / 1,000

May also be available: Point Broadband.

Cell Coverage

5G and 4G LTE (outdoors only)

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