3245 N Bend Rd, Cincinnati, OH 45239 Property Records

Hamilton County property record for 3245 N Bend Rd, Cincinnati, OH 45239

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,965 sqft · built 1947
Lot Size	0.45 acres (19,602 sqft)
Owner	Individual Name on Record
Last Sale	$155,500 (Oct 2017)
Tax Bill	$4,787 (2025)
Deeds & Mortgages	Feb 2017 Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`550-0071-0117-00`

Property Details

APN / Parcel Number

Primary APN	`550-0071-0117-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,965 sqft Living Area
1st Floor Area	1,236 sqft
2nd Floor Area	729 sqft
Upper Floors Area	729 sqft
Basement Area	1,236 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	19,602 sqft (0.45 acres)
Lot Dimensions	270 ft deep x 74 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	152 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3245 N BEND RD
City	CINCINNATI
State	OH
Zip	45239-7610
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTH BEND 74 X 270.61 IRR PT LOT 2 SAMUEL GOSLING EST
Legal Subdivision	SAMUEL GOSLING ESTATE
Legal Lot Number	2
Jurisdiction	HAMILTON OH
Township / Civil Division	GREEN
Census Block Group	3
Census Block	3003
Census Tract	20811

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3245 N BEND RD, CINCINNATI, OH 45239-7610
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2017	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN SAVINGS BANK
Nov 7, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Oct 9, 2017	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 9, 2017 · Amount on Record
Deed Sale	Oct 9, 2017 · Amount on Record
Deed Document Number	17-0092073
Deed Book / Page	013519 / 000306
Record Updated	Jun 8, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3245 N BEND RD, CINCINNATI, OH 45239-7610
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012060
Date	Feb 7, 2017
Instrument	17-0012060

Lender

Name	AMERICAN SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2032

Interest

Rate Type	Fixed Rate

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3245 N BEND RD, CINCINNATI, OH 45239-7610
Document Number	0000100737
Instrument Date	Nov 7, 2019
Transaction Type	Mortgage
Record Updated	Dec 31, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3245 N BEND RD CINCINNATI OH 452397610, CINCINNATI, OH 45239-7610

Mortgage

Document Number	0000100737
Date	Nov 15, 2019
Book Page	014045/000698
Instrument	100737

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 14, 2049

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 9, 2017
Property Address	3245 N BEND RD, CINCINNATI, OH 45239-7610
Document Number	0000092073
Book / Page	013519 / 000306
Instrument Date	Sep 29, 2017
Instrument	92073
Transaction Type	Transfer
Record Updated	Jan 31, 2018
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$466.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3245 N BEND RD CINCINNATI OH 452397610, CINCINNATI, OH 45239-7610

Mortgage

Document Number	92074
Date	Oct 9, 2017
Book Page	013519/000308
Instrument	92074

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 8, 2047

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Green Township
Unified School District	Northwest Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,787.00 (+2.2%)	$88,085 (-) Land $14,217 Building $73,868
2024	$4,684.00 (-0.43%)	$88,085 (-) Land $14,217 Building $73,868
2023	$4,704.00 (+31.99%)	$88,085 (+61.84%) Land $14,217 Building $73,868	$251,670 (+61.85%) Land $40,620 Building $211,050
2022	$3,564.00 Homeowner's exemption	$54,426 Land $13,850 Building $40,576
2020			$155,500 Land $39,570 Building $115,930

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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