Franklin County property record for 3245 Mount Carmel Rd, Rocky Mount, VA 24151
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,181 sqft · built 1999 |
| Lot Size | 2.62 acres (114,171 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $891 (2025) |
| Deeds & Mortgages | Jul 2021 Second Mortgage Jun 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 089 00-064 03C |
| Primary APN | 089 00-064 03C |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,181 sqft Living Area |
| Gross Area | 1,549 sqft |
| 1st Floor Area | 1,181 sqft |
| Basement Area | 1,181 sqft |
| Unfinished Basement | 1,181 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 114,171 sqft (2.62 acres) |
| Terrain | Rolling |
| Porch | Slab |
| Porch Area | 24 sqft |
| Deck Area | 344 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 26770 |
|---|---|
| Street Address | 3245 MOUNT CARMEL RD |
| City | ROCKY MOUNT |
| State | VA |
| Zip | 24151-4685 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NZ |
| Legal Description | MOUNT CARMEL VIEW LOT 3 |
| Legal Subdivision | MOUNT CARMEL VIEW |
| Legal Lot Number | 3 |
| Jurisdiction | FRANKLIN VA |
| Township / Civil Division | SNOW CREEK |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 20902 |
3245 Mount Carmel Rd is owned and occupied by an individual who acquired it in June 2021.
Source: Franklin County records, as of June 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3245 MOUNT CARMEL RD, ROCKY MOUNT, VA 24151-4685 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 21, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage MEMBER ONE FCU |
| Jun 10, 2021 | Gift Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jun 10, 2021 |
| Transfer Doc | 0011641552 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN VA |
| Property Address | 3245 MOUNT CARMEL RD, ROCKY MOUNT, VA 24151-4685 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0011662688 |
|---|---|
| Date | Jul 21, 2021 |
| Book Page | 1166/2688 |
| Instrument | 210006786 |
| Name | MEMBER ONE FCU |
|---|---|
| Type | Credit Union |
| Address | ROANOKE, VA 24016 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 15, 2036 |
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | FRANKLIN VA |
| Recording Date | Jun 10, 2021 |
| Property Address | 3245 MOUNT CARMEL RD, ROCKY MOUNT, VA 24151-4685 |
| Document Number | 0011641552 |
| Book / Page | 1164 / 1552 |
| Instrument Date | Jun 10, 2021 |
| Instrument | 210005450 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3275 MOUNT CARMEL RD, ROCKY MOUNT, VA 24151-4685 |
The 2025 property tax bill for 3245 Mount Carmel Rd was $891.
Source: Franklin County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Franklin County |
| Unified School District | Franklin County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $891.00 | $207,300 Land $31,900 Building $175,400 | $207,300 Land $31,900 Building $175,400 |
| 2023 | $731.00 | $119,900 (-) Land $24,900 Building $95,000 | $119,900 (-) Land $24,900 Building $95,000 |
| 2022 | $119,900 Land $24,900 Building $95,000 | $119,900 Land $24,900 Building $95,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3245 Mount Carmel Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 6, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3245 Mount Carmel Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
5G and 4G LTE (outdoors only)
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