3199 Mount Carmel Rd, Rocky Mount, VA 24151 Property Records

Franklin County property record for 3199 Mount Carmel Rd, Rocky Mount, VA 24151

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,280 sqft · built 2015
Lot Size	5.27 acres (229,866 sqft)
Owner	Individual Name on Record
Last Sale	$25,930 (May 2015)
Tax Bill	$1,265 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`089 00-064 03D`

Property Details

APN / Parcel Number

Primary APN	`089 00-064 03D`
Alternative APN	`26771`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,280 sqft Living Area
Gross Area	2,656 sqft
1st Floor Area	2,280 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2020
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	229,866 sqft (5.27 acres)
Terrain	Rolling
Deck Area	64 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	26771
Street Address	3199 MOUNT CARMEL RD
City	ROCKY MOUNT
State	VA
Zip	24151-4474
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NZ
Legal Description	MOUNT CARMEL VIEW LOT 4
Legal Subdivision	MOUNT CARMEL VIEW
Legal Lot Number	4
Jurisdiction	FRANKLIN VA
Township / Civil Division	SNOW CREEK
Census Block Group	3
Census Block	3009
Census Tract	20902

Owner

Source: Franklin County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3199 MOUNT CARMEL RD, ROCKY MOUNT, VA 24151-4474
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2026	Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC
Apr 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2015 · Amount on Record
Deed Sale	May 8, 2015 · Amount on Record
Deed Document Number	20152758
Deed Book / Page	1061 / 2662
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	3199 MOUNT CARMEL RD, ROCKY MOUNT, VA 24151-4474
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3199 MOUNT CARMEL RD, ROCKY MOUNT, VA 24151-4474

Mortgage

Document Number	0012391910
Date	Jan 13, 2026
Book Page	1239/1910
Instrument	260000294

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 7, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	3199 MOUNT CARMEL RD, ROCKY MOUNT, VA 24151-4474
Transaction Type	Mortgage
Record Updated	Jan 24, 2023
Title Company	STATEWIDE SETMNT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011610415
Date	Apr 19, 2021
Book Page	1161/415
Instrument	210003648

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,265.00 (+22.46%)	$294,200 (+73.57%) Land $32,700 Building $261,500	$294,200 (+73.57%) Land $32,700 Building $261,500
2023	$1,033.00	$169,500 (-) Land $25,700 Building $143,800	$169,500 (-) Land $25,700 Building $143,800
2022		$169,500 Land $25,700 Building $143,800	$169,500 Land $25,700 Building $143,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 6, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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