3245 Hardware River Rd, Charlottesville, VA 22903 Property Records

Albemarle County property record for 3245 Hardware River Rd, Charlottesville, VA 22903

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 2,075 sqft · built 2013
Lot Size21.1 acres (922,601 sqft)
OwnerIndividual Name on File
Last Sale$275,000 (May 2010)
Tax Bill$8,598 (2026)
Flood ZoneZone A (high risk)
APN10100-00-00-023F0

Property Details

APN / Parcel Number

Primary APN10100-00-00-023F0
Alternative APN
  • 40275

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area2,075 sqft Finished Area
Basement Area2,075 sqft
Finished Basement1,663 sqft
Unfinished Basement412 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Exterior MaterialComposition/Composite
Lot Area922,601 sqft (21.1 acres)
View / LotFlood Plain/Flood Zone
Garage TypeDetached
Garage Area1,076 sqft

Exterior Amenities

PorchSlab
Porch Area602 sqft
Deck Area70 sqft
Patio Area317 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGeothermal

Location & Zoning

Street Address3245 HARDWARE RIVER RD
CityCHARLOTTESVILLE
StateVA
Zip22903-7943
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRURAL AREA
Legal DescriptionHARDWARE RIVER FARMS 3
Legal SubdivisionHARDWARE RIVER FARMS
JurisdictionALBEMARLE VA
Township / Civil DivisionSAMUEL MILLER
Census Block Group4
Census Block4016
Census Tract11301

Owner

Source: Albemarle County assessment roll, APN 10100-00-00-023F0, as of June 15, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3245 HARDWARE RIVER RD, CHARLOTTESVILLE, VA 22903-7943
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 06, 2010 · Amount on Record
Deed SaleMay 06, 2010 · Amount on Record
Deed Document Number20104785
Deed Book / Page3878 / 566
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Albemarle County assessment roll as of June 15, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateVirginia
CountyAlbemarle County
Unified School DistrictAlbemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$8,598.00 (-0.07%)$1,199,100 (+20.27%) Land $340,700 Building $858,400$1,199,100 (+20.27%) Land $340,700 Building $858,400
2025$8,604.00 (+20.84%)
2023$7,120.00$997,000 Land $232,800 Building $764,200$997,000 Land $232,800 Building $764,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Albemarle County (51003C), as of February 3, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510030113014, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic DistrictWithin the Southern Albemarle Rural Historic District
listed 2007 · 1,869 contributing resources · NRIS 07001236

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, 2 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Central Virginia Electric Cooperative
Fiber
1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Hardware River Rd

Nearby Streets

Search Property Records by Address or Parcel Number