Albemarle County property record for 3211 Hardware River Rd, Charlottesville, VA 22903
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,436 sqft · built 2006 |
| Lot Size | 4.9 acres (213,444 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $372,200 (Jun 2011) |
| Tax Bill | $6,701 (2026) |
| Deeds & Mortgages | Sep 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10100-00-00-023D0 |
| Primary APN | 10100-00-00-023D0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,436 sqft Finished Area |
| Basement Area | 2,434 sqft |
| Unfinished Basement | 1,212 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Composition/Composite |
| Construction Type | Wood |
| Roof Material | Wood |
| Lot Area | 213,444 sqft (4.9 acres) |
| View / Lot | Flood Plain/Flood Zone |
| Garage Area | 480 sqft |
| Driveway | Paver Driveway |
| Porch | Slab |
|---|---|
| Porch Area | 228 sqft |
| Deck Area | 240 sqft |
| Patio Area | 340 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 3211 HARDWARE RIVER RD |
|---|---|
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22903-7943 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RURAL AREA |
| Legal Description | HARDWARE RIVER FARMS 1 |
| Legal Subdivision | HARDWARE RIVER FARMS |
| Jurisdiction | ALBEMARLE VA |
| Township / Civil Division | SAMUEL MILLER |
| Census Block Group | 4 |
| Census Block | 4016 |
| Census Tract | 11301 |
Source: Albemarle County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3211 HARDWARE RIVER RD, CHARLOTTESVILLE, VA 22903-7943 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 6, 2011 · Amount on Record |
| Deed Sale | Jun 6, 2011 · Amount on Record |
| Prior Sale | Mar 21, 2011 · Amount on Record |
| Deed Document Number | 20116429 |
| Deed Book / Page | 4040 / 41 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Property Address | 3211 HARDWARE RIVER RD, CHARLOTTESVILLE, VA 22903-7943 |
| Document Number | 0000010266 |
| Instrument Date | Sep 6, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 5, 2018 |
| Name | Verified Name |
|---|---|
| Address | 3211 HARDWARE RIVER RD CHARLOTTESVILLE VA 229037943, CHARLOTTESVILLE, VA 22903-7943 |
| Document Number | 0000010266 |
|---|---|
| Date | Sep 12, 2018 |
| Book Page | 005094/000114 |
| Instrument | 10266 |
| Name | UNIVERSITY/VA CMNTY CU |
|---|---|
| Type | Credit Union |
| Address | CHARLOTTESVILLE, VA 22901 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 11, 2033 |
Source: Albemarle County assessment roll, as of June 15, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Albemarle County |
| Unified School District | Albemarle County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,701.00 (+5.69%) | $749,500 (+5.68%) Land $152,300 Building $597,200 | $749,500 (+5.68%) Land $152,300 Building $597,200 |
| 2025 | $6,340.00 (+29.33%) | $709,200 (+23.53%) Land $129,800 Building $579,400 | $709,200 (+23.53%) Land $129,800 Building $579,400 |
| 2023 | $4,902.00 | $574,100 Land $101,300 Building $472,800 | $574,100 Land $101,300 Building $472,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Firefly Fiber Broadband Fiber | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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