3211 Hardware River Rd, Charlottesville, VA 22903 Property Records

Albemarle County property record for 3211 Hardware River Rd, Charlottesville, VA 22903

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,436 sqft · built 2006
Lot Size4.9 acres (213,444 sqft)
OwnerIndividual Name on Record
Last Sale$372,200 (Jun 2011)
Tax Bill$6,701 (2026)
Deeds & MortgagesSep 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN10100-00-00-023D0

Property Details

APN / Parcel Number

Primary APN10100-00-00-023D0
Alternative APN
  • 40273

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,436 sqft Finished Area
Basement Area2,434 sqft
Unfinished Basement1,212 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialComposition/Composite
Construction TypeWood
Roof MaterialWood
Lot Area213,444 sqft (4.9 acres)
View / LotFlood Plain/Flood Zone
Garage Area480 sqft
DrivewayPaver Driveway

Exterior Amenities

PorchSlab
Porch Area228 sqft
Deck Area240 sqft
Patio Area340 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Street Address3211 HARDWARE RIVER RD
CityCHARLOTTESVILLE
StateVA
Zip22903-7943
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRURAL AREA
Legal DescriptionHARDWARE RIVER FARMS 1
Legal SubdivisionHARDWARE RIVER FARMS
JurisdictionALBEMARLE VA
Township / Civil DivisionSAMUEL MILLER
Census Block Group4
Census Block4016
Census Tract11301

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3211 HARDWARE RIVER RD, CHARLOTTESVILLE, VA 22903-7943
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 6, 2011 · Amount on Record
Deed SaleJun 6, 2011 · Amount on Record
Prior SaleMar 21, 2011 · Amount on Record
Deed Document Number20116429
Deed Book / Page4040 / 41
Record UpdatedSep 20, 2026

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBEMARLE VA
Property Address3211 HARDWARE RIVER RD, CHARLOTTESVILLE, VA 22903-7943
Document Number0000010266
Instrument DateSep 6, 2018
Transaction TypeMortgage
Record UpdatedOct 5, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address3211 HARDWARE RIVER RD CHARLOTTESVILLE VA 229037943, CHARLOTTESVILLE, VA 22903-7943

Mortgage

Document Number0000010266
DateSep 12, 2018
Book Page005094/000114
Instrument10266
Lender
NameUNIVERSITY/VA CMNTY CU
TypeCredit Union
AddressCHARLOTTESVILLE, VA 22901
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueSep 11, 2033

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyAlbemarle County
Unified School DistrictAlbemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,701.00 (+5.69%)$749,500 (+5.68%) Land $152,300 Building $597,200$749,500 (+5.68%) Land $152,300 Building $597,200
2025$6,340.00 (+29.33%)$709,200 (+23.53%) Land $129,800 Building $579,400$709,200 (+23.53%) Land $129,800 Building $579,400
2023$4,902.00$574,100 Land $101,300 Building $472,800$574,100 Land $101,300 Building $472,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Firefly Fiber Broadband
Fiber
1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Hardware River Rd

Nearby Streets

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