St. Charles County property record for 3245 Fleet Ln, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,401 sqft · built 1965 |
| Lot Size | 0.15 acres (6,517 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $10 (May 2022) |
| Tax Bill | $2,757 (2025) |
| Deeds & Mortgages | Apr 2026 Sale Feb 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 120750A000 |
| Primary APN | 120750A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,401 sqft Living Area |
| Gross Area | 2,088 sqft |
| 1st Floor Area | 945 sqft |
| Basement Area | 912 sqft |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,517 sqft (0.15 acres) |
| Lot Dimensions | 133 ft deep x 49 ft wide |
| Garage Type | Attached |
| Garage Area | 231 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 68 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 120750A000 |
|---|---|
| Street Address | 3245 FLEET LN |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-1085 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AF0 |
| Legal Description | ST CHAS HILLS #2 SEC 2 LOT 210 |
| Legal Subdivision | ST CHAS HILLS #2 SEC 2 |
| Legal Lot Number | 210 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | LINDENWOOD |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 310802 |
3245 Fleet Ln is owned by two individuals who bought it in May 2022.
Source: St. Charles County records, as of September 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12 GUM TREE PL, SAINT CHARLES, MO 63301-1256 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 28, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Feb 28, 2018 | Affidavit of Death, Transfer TITLE PARTNERS AGENCY LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 9, 2022 · Amount on File |
| Deed Sale | May 9, 2022 · Amount on File |
| Prior Sale | Feb 28, 2018 · Amount on File |
| Deed Document Number | 202226348 |
| Prior Transfer Date | Feb 27, 2018 |
| Prior Transfer Doc | 0068841875 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Apr 28, 2026 |
| Property Address | 3245 FLEET LN, SAINT CHARLES, MO 63301-1085 |
| Document Number | 0000019593 |
| Instrument Date | Apr 15, 2026 |
| Instrument | 202619593 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 12 GUM TREE PL, SAINT CHARLES, MO 63301-1256 |
| Investor | Possibly a Property Investor |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Feb 28, 2018 |
| Property Address | 3245 FLEET LN, SAINT CHARLES, MO 63301-1085 |
| Document Number | 0068841875 |
| Book / Page | 006884 / 001875 |
| Instrument Date | Feb 27, 2018 |
| Instrument | 106910 |
| Transaction Type | Transfer |
| Record Updated | Mar 8, 2018 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3252 FLEET LN ST CHARLES MO 633011028, ST CHARLES, MO 63301-1028 |
The 2025 property tax bill for 3245 Fleet Ln was $2,757, up 5.3% from the year before.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $42,691 (-) | $224,690 (-) Land $45,000 Building $179,690 | |
| 2025 | $2,757.00 (+5.31%) | $42,691 | $224,690 Land $45,000 Building $179,690 |
| 2024 | $2,618.00 | ||
| 2023 | $39,553 | ||
| 2022 | $208,173 Land $35,000 Building $173,173 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3245 Fleet Ln in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 5 (1981–1986) |
| Most Recent Claim | Oct 1986 · Severe Storms & Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3245 Fleet Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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