St. Charles County property record for 3241 Fleet Ln, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,603 sqft · built 1966 |
| Lot Size | 0.185 acres (8,064 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $173,000 (Oct 2019) |
| Tax Bill | $2,645 (2025) |
| Deeds & Mortgages | Oct 2019 Mortgage May 2017 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 120720A000 |
| Primary APN | 120720A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,603 sqft Living Area |
| Gross Area | 1,830 sqft |
| 1st Floor Area | 918 sqft |
| Basement Area | 912 sqft |
| Finished Basement | 685 sqft |
| Unfinished Basement | 227 sqft |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,064 sqft (0.185 acres) |
| Lot Dimensions | 128 ft deep x 63 ft wide |
| Garage Type | Carport |
| Garage Area | 264 sqft |
| Carport | Carport |
| Carport Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 120720A000 |
|---|---|
| Street Address | 3241 FLEET LN |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-1085 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AF0 |
| Legal Description | ST CHAS HILLS #2 SEC 2 LOT 209 |
| Legal Subdivision | ST CHAS HILLS #2 SEC 2 |
| Legal Lot Number | 209 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | LINDENWOOD |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 310802 |
3241 Fleet Ln is owned and occupied by two individuals who bought it in October 2019.
Source: St. Charles County records, as of August 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3241 FLEET LN, SAINT CHARLES, MO 63301-1085 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 4, 2019 | Warranty Deed, Transfer · FHA Mortgage STEARNS LENDING LLC |
| May 10, 2017 | Warranty Deed, Transfer PHH HM LNS |
| Jan 3, 2017 | Grant Deed, Transfer TITLE 365 |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 4, 2019 · Amount on File |
| Deed Sale | Oct 4, 2019 · Amount on File |
| Prior Sale | May 10, 2017 · Amount on File |
| Deed Document Number | 2019552060 |
| Deed Book / Page | 7156 / 386 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Oct 4, 2019 |
| Property Address | 3241 FLEET LN, SAINT CHARLES, MO 63301-1085 |
| Document Number | 0071560386 |
| Book / Page | 7156 / 0386 |
| Map Reference | MB 11 PG 9 |
| Instrument Date | Sep 30, 2019 |
| Instrument | 20191004000552060 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | TITLE PARTNER AGENCY LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3241 FLEET LN, SAINT CHARLES, MO 63301-1085 |
| Document Number | 20191004000552070 |
|---|---|
| Date | Oct 4, 2019 |
| Instrument | 20191004000552070 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | May 10, 2017 |
| Property Address | 3241 FLEET LN, SAINT CHARLES, MO 63301-1085 |
| Document Number | 0067411877 |
| Book / Page | 006741 / 001877 |
| Instrument Date | May 3, 2017 |
| Instrument | 285910 |
| Transaction Type | Transfer |
| Record Updated | Jun 28, 2017 |
| Title Company | US TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3241 FLEET LN ST CHARLES MO 633011085, ST CHARLES, MO 63301-1085 |
| Document Number | 67411879 |
|---|---|
| Date | May 10, 2017 |
| Book Page | 006741/001879 |
| Instrument | 285920 |
| Name | PHH HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | EDINA, MN 55435 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | May 9, 2047 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jan 3, 2017 |
| Property Address | 3241 FLEET LN, SAINT CHARLES, MO 63301-1085 |
| Document Number | 0066791527 |
| Book / Page | 006679 / 001527 |
| Instrument Date | Dec 27, 2016 |
| Instrument | 2880 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2017 |
| Title Company | TITLE 365 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 714 BARLEY RIDGE CT S ST PETERS MO 633761979, ST PETERS, MO 63376-1979 |
The 2025 property tax bill for 3241 Fleet Ln was $2,645.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $40,956 (-) | $215,559 (-) Land $45,000 Building $170,559 | |
| 2025 | $2,645.00 | $40,956 | $215,559 Land $45,000 Building $170,559 |
| 2023 | $38,376 | ||
| 2022 | $201,979 Land $35,000 Building $166,979 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3241 Fleet Ln in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 5 (1981–1986) |
| Most Recent Claim | Oct 1986 · Severe Storms & Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3241 Fleet Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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