Okaloosa County property record for 3245 Earl Kennedy Rd, Crestview, FL 32539
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,325 sqft · built 1982 |
| Lot Size | 1.05 acres (45,738 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $611 (2025) |
| Deeds & Mortgages | Jun 2026 Sale Nov 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-596-2321-5 |
| Primary APN | C56-000-596-2321-5 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,325 sqft Living Area |
| Gross Area | 1,615 sqft |
| 1st Floor Area | 1,325 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 45,738 sqft (1.05 acres) |
| Lot Width | 153 ft Width |
| Porch | Open/Unfinished Porch |
| Porch Area | 290 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3245 EARL KENNEDY RD |
|---|---|
| City | CRESTVIEW |
| State | FL |
| Zip | 32539-6042 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG SW COR SW1/4 OF SE1/4 E185.74 FT TO BEG E185.71 FT N250 FT W185.71 FT S250 FT TO BEG 954-417 |
| Legal Range | 23W |
| Legal Township | 03N |
| Legal Section | 22 |
| Legal Block | 42 |
| Legal Lot Number | 70 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | CRESTVIEW |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 20701 |
Source: Okaloosa County records · APN C56-000-596-2321-5
Assessment roll updated December 31, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3245 EARL KENNEDY RD, CRESTVIEW, FL 32539-6042 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Jun 04, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Nov 27, 2017 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Jun 03, 2026 |
| Transfer Doc | 0003820431 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jun 04, 2026 |
| Property Address | 3245 EARL KENNEDY RD, CRESTVIEW, FL 32539-6042 |
| Document Number | 0003820431 |
| Instrument Date | Jun 03, 2026 |
| Instrument | 20263820431 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 3245 EARL KENNEDY RD, CRESTVIEW, FL 32539-6042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 3245 EARL KENNEDY RD, CRESTVIEW, FL 32539-6042 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | AMERICAN TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0033270620 |
|---|---|
| Date | Nov 27, 2017 |
| Book Page | 3327/0620 |
| Instrument | 3174001 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 15, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Okaloosa County records · Assessment roll updated December 31, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $611.00 (+9.69%) Homeowner's exemption | $87,346 (+5.99%) | $149,742 (-3.75%) Land $23,353 Building $126,389 |
| 2023 | $557.00 (+3.92%) Homeowner's exemption | $82,412 (+3%) | $155,577 (+6.21%) Land $19,841 Building $135,736 |
| 2022 | $536.00 Homeowner's exemption | $80,012 | $146,476 Land $18,543 Building $127,933 |
Source: FEMA National Flood Hazard Layer as of March 8, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 10 in force |
| Wildfire Risk | Moderate above 66% of the US · above 44% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Fiber · Cable in parts of the area | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, Lumen Technologies.
Based on FCC filings for 159 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | OKALOOSA COUNTY MID SYSTEM (CRESTVIEW) serves 7,593 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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