Okaloosa County property record for 3209 Earl Kennedy Rd, Crestview, FL 32539
| Property Type | Commercial Vacant Land |
|---|---|
| Lot Size | 4.54 acres (197,762 sqft) |
| Owner | Company Name on File |
| Last Sale | $120,000 (Aug 2024) |
| Tax Bill | $375 (2025) |
| Deeds & Mortgages | Jan 2026 Line of Credit Jan 2026 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-596-2312-4 |
| Primary APN | C56-000-596-2312-4 |
|---|---|
| Alternative APN |
|
| Lot Area | 197,762 sqft (4.54 acres) |
|---|
| Street Address | 3209 EARL KENNEDY RD |
|---|---|
| City | CRESTVIEW |
| State | FL |
| Zip | 32539-6042 |
| Property Category | Commercial |
| Property Type | Vacant Land > Commercial |
| Legal Description | COM SW COR OF SE1/4 OF SE1/4 OF SEC E33 FT TO BEG E470 FT N400 FT W470 FT S400 FT TO POB AS OR & W33 FT OF S250 FT OF SE 1/4 |
| Legal Range | 23 |
| Legal Township | 03N |
| Legal Section | 22 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | CRESTVIEW |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 20701 |
3209 Earl Kennedy Rd, commercial vacant land, is owned by a company that bought it in August 2024.
Source: Okaloosa County records, as of December 8, 2025
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 418 GOVERNMENT AVE, VALPARAISO, FL 32580-1025 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 22, 2026 | Deed of Trust, Mortgage · Line of Credit COMMUNITY BANK OF MISSISSIPPI |
| Jan 22, 2026 | Deed of Trust, Mortgage · Commercial Mortgage COMMUNITY BANK OF MISSISSIPPI |
| Aug 16, 2024 | Warranty Deed, Transfer · Line of Credit CHARLES REID |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 16, 2024 · Amount on File |
| Deed Sale | Aug 16, 2024 · Amount on File |
| Deed Document Number | 3705890 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 3209 EARL KENNEDY RD, CRESTVIEW, FL 32539-6042 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Name | Verified Name |
|---|---|
| Address | 418 GOVERNMENT AVE, VALPARAISO, FL 32580-1025 |
| Document Number | 0003794725 |
|---|---|
| Date | Jan 22, 2026 |
| Instrument | 3794725 |
| Name | COMMUNITY BANK OF MISSISSIPPI |
|---|---|
| Type | Bank |
| Address | FLOWOOD, MS 39232 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 3209 EARL KENNEDY RD, CRESTVIEW, FL 32539-6042 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Name | Verified Name |
|---|---|
| Address | 418 GOVERNMENT AVE, VALPARAISO, FL 32580-1025 |
| Document Number | 0003794723 |
|---|---|
| Date | Jan 22, 2026 |
| Instrument | 3794723 |
| Name | COMMUNITY BANK OF MISSISSIPPI |
|---|---|
| Type | Bank |
| Address | FLOWOOD, MS 39232 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Aug 16, 2024 |
| Property Address | 3209 EARL KENNEDY RD, CRESTVIEW, FL 32539-6042 |
| Document Number | 0003705890 |
| Instrument Date | Aug 15, 2024 |
| Instrument | 3705890 |
| Transaction Type | Transfer |
| Record Updated | Dec 9, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $840.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 151, VALPARAISO, FL 32580-0151 |
| Name | Verified Name |
|---|---|
| Address | 418 GOVERNMENT AVE, VALPARAISO, FL 32580-1025 |
| Document Number | 0003705891 |
|---|---|
| Date | Aug 16, 2024 |
| Instrument | 3705891 |
| Name | CHARLES REID |
|---|---|
| Type | Private Party |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 3209 Earl Kennedy Rd was $375.
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $375.00 | $6,703 Land $4,203 Building $2,500 | $6,703 Land $4,203 Building $2,500 |
| 2023 | $603.00 (+2.9%) | $6,336 (+3.06%) Land $3,961 Building $2,375 | $6,336 (+3.06%) Land $3,961 Building $2,375 |
| 2022 | $586.00 | $6,148 Land $3,773 Building $2,375 | $6,148 Land $3,773 Building $2,375 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 3209 Earl Kennedy Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3209 Earl Kennedy Rd is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · lower than 64% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 35 |
May also be available: AT&T, CenturyLink, Verizon.
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