3244 SE Banyan St, Stuart, FL 34997 Property Records

Martin County property record for 3244 SE Banyan St, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 952 sqft · built 1980
Lot Size	0.179 acres (7,797 sqft)
Owner	2 Individual Names on Record
Last Sale	$310,000 (Jan 2023)
Tax Bill	$4,713 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Jul 2022 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`54-38-41-002-029-0003.0-2-0000`

Property Details

APN / Parcel Number

Primary APN	`54-38-41-002-029-0003.0-2-0000`
Alternative APNs	`54-38-41-002-029-00030-2` `43800`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	952 sqft Living Area
Gross Area	1,204 sqft
1st Floor Area	952 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2000
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,797 sqft (0.179 acres)
Garage Type	Carport
Garage Area	224 sqft
Carport	Carport
Carport Area	224 sqft
Porch	Screened Concrete Masonry Porch
Porch Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	43800
Street Address	3244 SE BANYAN ST
City	STUART
State	FL
Zip	34997-7823
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2B
Legal Description	HIBISCUS PARK SEC 2 LOT 3 BLK 29
Legal Range	41E
Legal Township	38S
Legal Section	54
Legal Subdivision	HIBISCUS PARK
Legal Block	29
Legal Lot Number	3
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	1
Census Block	1025
Census Tract	1107

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3244 SE BANYAN ST, STUART, FL 34997-7823
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2023	Warranty Deed, Transfer · Conventional Mortgage SEACOAST NATIONAL BANK
Jul 28, 2022	Warranty Deed, Transfer · Line of Credit INFINITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 17, 2023 · Amount on Record
Deed Sale	Jan 17, 2023 · Amount on Record
Prior Sale	Jul 28, 2022 · Amount on Record
Deed Document Number	20232997716
Deed Book / Page	3354 / 2484
Record Updated	Oct 29, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Jan 17, 2023
Property Address	3244 SE BANYAN ST, STUART, FL 34997-7823
Document Number	0033542484
Book / Page	3354 / 2484
Map Reference	MB 3 PG 27
Instrument Date	Jan 13, 2023
Instrument	2997716
Transaction Type	Transfer
Record Updated	Feb 1, 2023
Title Company	PREMIER TITLE PARTNERS/OCALA II LT, PREMIER TTL PARTNERS STUART

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,170.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1537 BONNIE DOONE TER, CORONA DEL MAR, CA 92625-1718

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3244 SE BANYAN ST, STUART, FL 34997-7823

Mortgage

Document Number	0033542487
Date	Jan 17, 2023
Instrument	3354/2487

Lender

Name	SEACOAST NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Type Change Date	Feb 1, 2030
Change Frequency	Quarterly
Min Rate At Change	2.75%
Max Rate At Change	11.7%
Index	Other
Max Rate	11.7%

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Jul 28, 2022
Property Address	3244 SE BANYAN ST, STUART, FL 34997-7823
Document Number	0033271128
Book / Page	3327 / 1128
Map Reference	MB 3 PG 27
Instrument Date	Jul 26, 2022
Instrument	2972978
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	TRULY TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,449.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3040 SE CYPRESS ST, 3040, STUART, FL 34997-7816

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3244 SE BANYAN ST, STUART, FL 34997-7823

Mortgage

Document Number	0033300832
Date	Aug 12, 2022
Book Page	3330/832
Instrument	2975438

Lender

Name	INFINITY BANK
Type	Bank
Address	SANTA ANA, CA 92707

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	18 Months
Due	Feb 10, 2024

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,713.00 (-2.1%) Additional exemption filed	$272,140 (+28.69%) Land $125,000 Building $147,140	$272,140 (+28.69%) Land $125,000 Building $147,140
2024	$4,814.00 (+5.27%)
2023	$4,573.00 (+255.6%)	$211,470 (+225.32%) Land $120,000 Building $91,470	$211,470 (+13.5%) Land $120,000 Building $91,470
2022	$1,286.00 Homeowner's exemption	$65,004	$186,310 Land $110,000 Building $76,310

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 86 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	86 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Blue Stream, Hotwire Communications, T-Mobile.

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