3224 SE Banyan St, Stuart, FL 34997 Property Records

Martin County property record for 3224 SE Banyan St, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,152 sqft · built 1971
Lot Size	0.179 acres (7,797 sqft)
Owner	Individual Name on File
Last Sale	$205,000 (Jul 2018)
Tax Bill	$5,020 (2025)
Deeds & Mortgages	Jul 2019 Mortgage Jul 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`54-38-41-002-029-0005.0-7-0000`

Property Details

APN / Parcel Number

Primary APN	`54-38-41-002-029-0005.0-7-0000`
Alternative APNs	`54-38-41-002-029-00050-7` `43802`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,152 sqft Living Area
1st Floor Area	1,152 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1986
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,797 sqft (0.179 acres)

Exterior Amenities

Porch	Open Concrete/Masonry Porch
Porch Area	200 sqft
Deck Area	25 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	43802
Street Address	3224 SE BANYAN ST
City	STUART
State	FL
Zip	34997-7823
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2B
Legal Description	HIBISCUS PARK LOT 5 BLK 29
Legal Range	41E
Legal Township	38S
Legal Section	54
Legal Subdivision	HIBISCUS PARK
Legal Block	29
Legal Lot Number	5
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	1
Census Block	1025
Census Tract	1107

Owner

3224 SE Banyan St is owned and occupied by an individual who bought it in July 2018.

Source: Martin County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	3224 SE BANYAN ST, STUART, FL 34997-7823
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2019	Deed of Trust, Mortgage · Commercial Mortgage SEACOAST NATIONAL BANK
Jul 13, 2018	Warranty Deed, Transfer SOUTH SHORE TITLE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2018 · Amount on File
Deed Sale	Jul 13, 2018 · Amount on File
Prior Sale	Sep 22, 2004 · Amount on File
Deed Document Number	20182705064
Deed Book / Page	3004 / 378
Record Updated	Oct 29, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	3224 SE BANYAN ST, STUART, FL 34997-7823
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030730884
Date	Jul 25, 2019
Book Page	3073/0884
Instrument	2766874

Lender

Name	SEACOAST NATIONAL BANK
Type	Bank
Address	STUART, FL 34995

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 18, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Jul 13, 2018
Property Address	3224 SE BANYAN ST, STUART, FL 34997-7823
Document Number	0030040378
Book / Page	003004 / 000378
Instrument Date	Jul 11, 2018
Instrument	2705064
Transaction Type	Transfer
Record Updated	Jul 25, 2018
Title Company	SOUTH SHORE TITLE INC

Transaction

Amount	Amount on Record
Tax	$1,435.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3224 SE BANYAN ST STUART FL 349977823, STUART, FL 34997-7823

Tax Assessment & Valuation

The 2025 property tax bill for 3224 SE Banyan St was $5,020, up 1.6% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,020.00 (+1.62%)	$249,360 Land $125,000 Building $124,360	$249,360 Land $125,000 Building $124,360
2024	$4,940.00 (+5.08%)
2023	$4,701.00 (+9.05%)	$207,527 (+1%)	$240,210 (+13.15%) Land $120,000 Building $120,210
2022	$4,311.00	$188,661	$212,300 Land $110,000 Building $102,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3224 SE Banyan St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 86 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	86 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3224 SE Banyan St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Blue Stream, Hotwire Communications, T-Mobile.

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