32435 Turtle Grace Loop, Wesley Chapel, FL 33545 Property Records

Pasco County property record for 32435 Turtle Grace Loop, Wesley Chapel, FL 33545

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,758 sqft · built 2023
Lot Size0.155 acres (6,795 sqft)
OwnerIndividual Name on File
Last Sale$327,990 (Aug 2023)
Tax Bill$5,622 (2025)
Deeds & MortgagesAug 2023 Sale & Mortgage
Apr 2022 Sale
Flood ZoneZone X (minimal risk)
APN26-25-20-0060-00100-0440

Property Details

APN / Parcel Number

Primary APN26-25-20-0060-00100-0440

Interior

Full Baths3 Baths
Stories2 Stories
Building Area1,758 sqft Living Area
Gross Area2,183 sqft
Upper Floors Area1,053 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2023
Exterior MaterialConcrete Block
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area6,795 sqft (0.155 acres)
Garage Area235 sqft
DrivewayDriveway
Driveway Area632 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Street Address32435 TURTLE GRACE LOOP
CityWESLEY CHAPEL
StateFL
Zip33545-2338
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMPUD
Legal DescriptionMEADOW RIDGE PHASE A-2 PB 87 PG 101 BLOCK 1 LOT 44
Legal PhaseA
Legal Block1
Legal Lot Number44
JurisdictionPASCO FL
Township / Civil DivisionCENTRAL PASCO
Census Block Group3
Census Block3000
Census Tract32103

Owner

32435 Turtle Grace Loop is owned and occupied by an individual who bought it in August 2023.

Source: Pasco County records, as of December 19, 2025

Owner of RecordIndividual Name on File
Mailing Address32435 TURTLE GRACE LOOP, WESLEY CHAPEL, FL 33545-2338
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 1, 2023Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage
DHI MORTGAGE COMPANY LTD
Apr 11, 2022Special Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 1, 2023 · Amount on File
Deed SaleAug 1, 2023 · Amount on File
Prior SaleApr 11, 2022 · Amount on File
Deed Document Number2023136878
Deed Book / Page10862 / 170
Record UpdatedJun 8, 2026

August 2023: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionPASCO FL
Recording DateAug 1, 2023
Property Address32435 TURTLE GRACE LOOP, WESLEY CHAPEL, FL 33545-2338
Document Number0108620170
Book / Page10862 / 170
Map ReferenceMB 87 PG 101-107
Instrument DateJul 28, 2023
Instrument2023136878
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 9, 2024
Title CompanyDHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,296.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3501 RIGA BLVD # 100, 100, TAMPA, FL 33619-1333

Transferred To (Grantee/Buyer)

NameVerified Name
Address32435 TURTLE GRACE LOOP, WESLEY CHAPEL, FL 33545-2338

Mortgage

Document Number0010862171
DateAug 1, 2023
Instrument10862/171
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2053

April 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionPASCO FL
Recording DateApr 11, 2022
Property Address32435 TURTLE GRACE LOOP, WESLEY CHAPEL, FL 33545-2338
Document Number0105902183
Book / Page10590 / 2183
Map ReferenceMB 87 PG 101-107
Instrument DateApr 6, 2022
Instrument2022081655
Transaction TypeTransfer
Record UpdatedMar 7, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
Tax$9,924.60
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address2502 N ROCKY POINT DR STE 1050, 1050, TAMPA, FL 33607-5995

Transferred To (Grantee/Buyer)

NameVerified Name
Address12602 TELECOM DR, TEMPLE TERRACE, FL 33637-0935

Tax Assessment & Valuation

The 2025 property tax bill for 32435 Turtle Grace Loop was $5,622 with a homeowner's exemption.

Source: Pasco County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPasco County
Unified School DistrictPasco County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,622.00 Homeowner's exemption$285,709 Land $41,468 Building $244,241$285,709 Land $41,468 Building $244,241
2023$2,009.00 (+5.51%)$41,468 (-) Land $41,468$41,468 (-) Land $41,468
2022$1,904.00$41,468$41,468 Land $41,468

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 32435 Turtle Grace Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 77 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies77 in force
Nearby Flood Claims2 (2012–2024)
Claims Outside the SFHA1 of 2
Most Recent ClaimAug 2024 · Hurricane Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 32435 Turtle Grace Loop is high, ranking above 72% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 72% of the US · above 56% of Florida
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPCUD-PASCO COUNTY REGIONAL PWS
serves 214,403 people · EPA ID FL6511361
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
not recorded as resolved · Jan 2026
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: Hotwire Communications.

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