32419 Turtle Grace Loop, Wesley Chapel, FL 33545 Property Records

Pasco County property record for 32419 Turtle Grace Loop, Wesley Chapel, FL 33545

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,758 sqft · built 2023
Lot Size	0.105 acres (4,557 sqft)
Owner	Individual Name on File
Last Sale	$279,000 (Jul 2026)
Tax Bill	$5,556 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Oct 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26-25-20-0060-00100-0480`

Property Details

APN / Parcel Number

Primary APN	`26-25-20-0060-00100-0480`
Alternative APN	`2025260060001000480`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,758 sqft Living Area
Gross Area	1,993 sqft
1st Floor Area	705 sqft
Upper Floors Area	1,053 sqft
Flooring	Tile

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	4,557 sqft (0.105 acres)
Garage Type	Attached
Garage Area	235 sqft
Driveway	Driveway
Driveway Area	552 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	32419 TURTLE GRACE LOOP
City	WESLEY CHAPEL
State	FL
Zip	33545-2338
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MPUD
Legal Description	MEADOW RIDGE PHASE A-2 PB 87 PG 101 BLOCK 1 LOT 48
Legal Subdivision	MEADOW RIDGE
Legal Tract	60
Legal Block	1
Legal Lot Number	48
Jurisdiction	PASCO FL
Township / Civil Division	CENTRAL PASCO
Census Block Group	3
Census Block	3000
Census Tract	32103

Owner

32419 Turtle Grace Loop is owned and occupied by an individual who bought it in July 2026.

Source: Pasco County records, as of July 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	32419 TURTLE GRACE LOOP, WESLEY CHAPEL, FL 33545-2338
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 31, 2023	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD
Apr 11, 2022	Special Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2026 · Amount on File
Deed Sale	Jul 6, 2026 · Amount on File
Prior Sale	Oct 31, 2023 · Amount on File
Deed Document Number	2026124981
Deed Book / Page	11451 / 3147
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Jul 6, 2026
Property Address	32419 TURTLE GRACE LOOP, WESLEY CHAPEL, FL 33545-2338
Document Number	0000124981
Book / Page	11451 / 3147
Instrument Date	Jul 1, 2026
Instrument	2026124981
Transaction Type	Transfer
Record Updated	Sep 22, 2026
Title Company	SOUTHERN TITLE, SOUTHERN SECURITY TITLE OF THE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$197,253.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32419 TURTLE GRACE LOOP, WESLEY CHAPEL, FL 33545-2338

Mortgage

Document Number	0000124982,
Date	Jul 6, 2026
Instrument	2026124982

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

October 2023: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Oct 31, 2023
Property Address	32419 TURTLE GRACE LOOP, WESLEY CHAPEL, FL 33545-2338
Document Number	0109091277
Book / Page	10909 / 1277
Map Reference	MB 87 PG 101-107
Instrument Date	Oct 26, 2023
Instrument	2023192015
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 9, 2024
Title Company	DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,338.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3501 RIGA BLVD # 100, 100, TAMPA, FL 33619-1333

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32419 TURTLE GRACE LOOP, WESLEY CHAPEL, FL 33545-2338

Mortgage

Document Number	0109091278
Date	Oct 31, 2023
Instrument	10909/1278

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

April 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Apr 11, 2022
Property Address	32419 TURTLE GRACE LOOP, WESLEY CHAPEL, FL 33545-2338
Document Number	0105902183
Book / Page	10590 / 2183
Map Reference	MB 87 PG 101-107
Instrument Date	Apr 6, 2022
Instrument	2022081655
Transaction Type	Transfer
Record Updated	Mar 7, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$9,924.60
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2502 N ROCKY POINT DR STE 1050, 1050, TAMPA, FL 33607-5995

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12602 TELECOM DR, TEMPLE TERRACE, FL 33637-0935

Tax Assessment & Valuation

The 2025 property tax bill for 32419 Turtle Grace Loop was $5,556 with a homeowner's exemption.

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$281,133 (-0.23%) Land $37,730 Building $243,403	$281,133 (-0.23%) Land $37,730 Building $243,403
2025	$5,556.00 (-0.02%) Homeowner's exemption	$281,768 Land $37,730 Building $244,038	$281,768 Land $37,730 Building $244,038
2024	$5,557.00 (+185.56%)
2023	$1,946.00 (+5.47%)	$37,730 (-) Land $37,730	$37,730 (-) Land $37,730
2022	$1,845.00	$37,730	$37,730 Land $37,730

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 32419 Turtle Grace Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 77 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	77 in force
Nearby Flood Claims	2 (2012–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2024 · Hurricane Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 32419 Turtle Grace Loop is high, ranking above 72% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 56% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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