3243 W North Loop Ave, Spokane, WA 99224 Property Records

Spokane County property record for 3243 W North Loop Ave, Spokane, WA 99224

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 840 sqft · built 1942
Lot Size	0.136 acres (5,924 sqft)
Owner	2 Individual Names on Record
Last Sale	$105,000 (Sep 2008)
Tax Bill	$2,430 (2026)
Deeds & Mortgages	Jan 2023 Line of Credit Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25234.3603`

Property Details

APN / Parcel Number

Primary APN	`25234.3603`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	840 sqft Living Area
1st Floor Area	840 sqft

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Architectural Style	Ranch
Exterior Material	Shingles
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,924 sqft (0.136 acres)
Patio Area	20 sqft
Canopy	20 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	3243 W NORTH LOOP AVE
City	SPOKANE
State	WA
Zip	99224-2227
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	GARDEN SPRINGS PARK ADD LT 2 B5
Legal Range	42E
Legal Township	25N
Legal Section	23
Legal Subdivision	GARDEN SPRINGS PARK ADD
Legal Block	5
Legal Lot Number	2
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	2
Census Block	2021
Census Tract	3800

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3243 W NORTH LOOP AVE, SPOKANE, WA 99224-2227
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2023	Deed of Trust, Mortgage · Line of Credit SPOKANE TEACHERS CU
Nov 9, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage SPOKANE TEACHERS CU
Dec 17, 2019	Deed of Trust, Mortgage · Line of Credit SPOKANE TEACHERS CU
Sep 25, 2018	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2008 · Amount on Record
Deed Sale	Sep 19, 2008 · Amount on Record
Prior Sale	Apr 13, 2006 · Amount on Record
Deed Document Number	20085718456
Last Transfer Date	Nov 3, 2020
Transfer Doc	0006992859
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	3243 W NORTH LOOP AVE, SPOKANE, WA 99224-2227
Transaction Type	Mortgage
Record Updated	Jan 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007263529
Date	Jan 17, 2023
Instrument	7263529

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 16, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SPOKANE WA
Recording Date	Nov 9, 2020
Property Address	3243 W NORTH LOOP AVE, SPOKANE, WA 99224-2227
Document Number	0006992859
Map Reference	VOL X PG 30&31
Instrument Date	Nov 3, 2020
Instrument	6992859
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	WFG NATIONAL TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3243 W NORTH LOOP AVE, SPOKANE, WA 99224-2227

Mortgage

Document Number	0006992860
Date	Nov 9, 2020
Instrument	6992860

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	3243 W NORTH LOOP AVE, SPOKANE, WA 99224-2227
Document Number	0006880998
Instrument Date	Dec 17, 2019
Transaction Type	Mortgage
Record Updated	Mar 24, 2020
Title Company	WFG

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3243 W NORTH LOOP AVE SPOKANE WA 992242227, SPOKANE, WA 99224-2227

Mortgage

Document Number	0006880998
Date	Jan 9, 2020
Instrument	6880998

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 8, 2050

Interest

Rate Type	Adjustable Rate

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	3243 W NORTH LOOP AVE, SPOKANE, WA 99224-2227
Document Number	0006774127
Instrument Date	Sep 25, 2018
Transaction Type	Mortgage
Record Updated	Jan 25, 2019
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3243WN LOOP AVE SPOKANE WA 99224, SPOKANE, WA 99224

Mortgage

Document Number	0006774127
Date	Jan 8, 2019
Instrument	6774127

Lender

Name	PENNYMAC
Address	WESTIAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 7, 2049

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,430.00 (+7.24%)	$235,100 (+12.6%) Land $75,000 Building $160,100	$235,100 (+12.6%) Land $75,000 Building $160,100
2025	$2,266.00 (+10.7%)
2024		$208,800 (+29.53%) Land $50,000 Building $158,800	$208,800 (+29.53%) Land $50,000 Building $158,800
2023	$2,047.00 (+8.25%)	$161,200 Land $35,000 Building $126,200	$161,200 Land $35,000 Building $126,200
2022	$1,891.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Wind Wireless Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Intermax Networks.

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