3231 W North Loop Ave, Spokane, WA 99224 Property Records

Spokane County property record for 3231 W North Loop Ave, Spokane, WA 99224

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,652 sqft · built 1984
Lot Size	0.144 acres (6,275 sqft)
Owner	Individual Name on Record
Last Sale	$208,500 (Jun 2019)
Tax Bill	$3,062 (2026)
Deeds & Mortgages	Feb 2022 Mortgage Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25234.3604`

Property Details

APN / Parcel Number

Primary APN	`25234.3604`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,652 sqft Living Area
1st Floor Area	980 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,275 sqft (0.144 acres)

Exterior Amenities

Deck Area	206 sqft
Patio Area	110 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	3231 W NORTH LOOP AVE
City	SPOKANE
State	WA
Zip	99224-2227
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	GARDEN SPRINGS PARK ADD LT 3 B5
Legal Range	42E
Legal Township	25N
Legal Section	23
Legal Subdivision	GARDEN SPRINGS PARK ADD
Legal Block	5
Legal Lot Number	3
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	2
Census Block	2021
Census Tract	3800

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3231 W NORTH LOOP AVE, SPOKANE, WA 99224-2227
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Surviving Spouse

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage ALLY BANK
Jun 19, 2019	Warranty Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 19, 2019 · Amount on Record
Deed Sale	Jun 19, 2019 · Amount on Record
Prior Sale	Jul 12, 2004 · Amount on Record
Deed Document Number	20196814886
Last Transfer Date	Nov 17, 2021
Transfer Doc	0007177316
Record Updated	Oct 29, 2026

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SPOKANE WA
Recording Date	Feb 2, 2022
Property Address	3231 W NORTH LOOP AVE, SPOKANE, WA 99224-2227
Document Number	0007177316
Map Reference	VOL X PG 30&31
Instrument Date	Nov 17, 2021
Instrument	7177316
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	NOT AVAILABLE, SPRUCE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3231 W NORTH LOOP AVE, SPOKANE, WA 99224-2227

Mortgage

Document Number	0007177317
Date	Feb 2, 2022
Instrument	7177317

Lender

Name	ALLY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Dec 1, 2051

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jun 19, 2019
Property Address	3231 W NORTH LOOP AVE, SPOKANE, WA 99224-2227
Document Number	0006814886
Map Reference	VOL X PG 30&31
Instrument Date	Jun 19, 2019
Instrument	6814886
Transaction Type	Transfer
Record Updated	Sep 15, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,716.30
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3231 W NORTH LOOP AVE, SPOKANE, WA 99224-2227

Mortgage

Document Number	0006814887
Date	Jun 19, 2019
Instrument	6814887

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Mortgage

Document Number	0006814888
Date	Jun 19, 2019
Instrument	6814888

Lender

Name	WASHINGTON STATE HOUSING FIN COMMISSION
Type	Government Agency
Address	SEATTLE, WA 98104

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,062.00 (+2.79%)	$304,100 (+3.08%) Land $75,000 Building $229,100	$304,100 (+3.08%) Land $75,000 Building $229,100
2025	$2,979.00 (+3.15%)
2024		$295,000 (+27.71%) Land $50,000 Building $245,000	$295,000 (+27.71%) Land $50,000 Building $245,000
2023	$2,888.00 (+6.77%)	$231,000 Land $35,000 Building $196,000	$231,000 Land $35,000 Building $196,000
2022	$2,705.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Wind Wireless Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Intermax Networks.

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