3243 W Carter Rd, Phoenix, AZ 85041 Property Records

Maricopa County property record for 3243 W Carter Rd, Phoenix, AZ 85041

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,801 sqft · built 2019
Lot Size	0.119 acres (5,175 sqft)
Owner	Individual Name on Record
Last Sale	$335,000 (Jan 2021)
Tax Bill	$2,800 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`105-98-748`

Property Details

APN / Parcel Number

Primary APN	`105-98-748`
Alternative APN	`105987486`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,801 sqft Living Area
Gross Area	1,951 sqft
1st Floor Area	1,801 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Combination
Construction Type	Frame
Roof Material	Concrete
Lot Area	5,175 sqft (0.119 acres)
Parking Spaces	2 Parking Spaces
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3243 W CARTER RD
City	PHOENIX
State	AZ
Zip	85041-6227
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R110
Legal Description	SANTOLINA AT SOUTH MOUNTAIN PHASE 1 MCR 1359-43
Legal Range	2E
Legal Township	1N
Legal Section	35
Legal Subdivision	SANTOLINA AT SOUTH MOUNTAIN PHASE 1
Legal Phase	1
Legal Lot Number	94
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1022
Census Tract	116612

Owner

Source: Maricopa County records, as of October 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3330 W DONNER DR, PHOENIX, AZ 85041-6598
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE LLC
Jul 2, 2020	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING
Jun 27, 2019	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 4, 2021 · Amount on Record
Deed Sale	Jan 4, 2021 · Amount on Record
Prior Sale	Jun 27, 2019 · Amount on Record
Deed Document Number	20212254
Last Transfer Date	Jan 11, 2023
Transfer Doc	0000017123
Record Updated	Sep 20, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jan 4, 2021
Property Address	3243 W CARTER RD, PHOENIX, AZ 85041-6227
Document Number	0000002254
Map Reference	MB 1359 PG 43
Instrument Date	Dec 17, 2020
Instrument	20210002254
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	SECURITY TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3243 W CARTER RD, 3243, PHOENIX, AZ 85041-6227

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3243 W CARTER RD, PHOENIX, AZ 85041-6227

Mortgage

Document Number	0000002255
Date	Jan 4, 2021
Instrument	20210002255

Lender

Name	UNITED WHOLESALE MORTGAGE LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3243 W CARTER RD, PHOENIX, AZ 85041-6227
Document Number	0000617000
Instrument Date	Jul 2, 2020
Transaction Type	Mortgage
Record Updated	Jul 20, 2020
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3243 W CARTER RD PHOENIX AZ 850416227, PHOENIX, AZ 85041-6227

Mortgage

Document Number	0000617000
Date	Jul 10, 2020
Instrument	617000

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 9, 2050

June 2019: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jun 27, 2019
Property Address	3243 W CARTER RD, PHOENIX, AZ 85041-6227
Document Number	0000487187
Map Reference	MB 1359 PG 43
Instrument Date	May 31, 2019
Instrument	20190487187
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 21, 2021
Title Company	SECURITY TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1811 S ALMA SCHOOL RD # RD190, 1811, MESA, AZ 85210-3001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3243 W CHARTER OAK RD, PHOENIX, AZ 85029

Mortgage

Document Number	0000487188
Date	Jun 27, 2019
Instrument	20190487188

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Secondary School District	Phoenix Union High School District (09 - 12)
Elementary School District	Roosevelt Elementary District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$34,150 (+64.86%)	$341,500 (-2.57%) Land $68,300 Building $273,200
2025	$2,800.00 (+5.86%)	$20,715 (-46.17%)	$350,500 (-8.91%) Land $70,100 Building $280,400
2024		$38,480	$384,800 Land $76,900 Building $307,900
2023	$2,645.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 99% of Arizona
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 735 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
AirFiber WISP Fixed Wireless	100 / 25
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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