3223 W Carter Rd, Phoenix, AZ 85041 Property Records

Maricopa County property record for 3223 W Carter Rd, Phoenix, AZ 85041

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,801 sqft · built 2019
Lot Size	0.119 acres (5,175 sqft)
Owner	2 Individual Names on File
Last Sale	$450,000 (Aug 2023)
Tax Bill	$2,760 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Aug 2023 Sale + 1 more
Flood Zone	Zone X (moderate risk)
APN	`105-98-743`

Property Details

APN / Parcel Number

Primary APN	`105-98-743`
Alternative APN	`105987430`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,801 sqft Living Area
Gross Area	1,951 sqft
1st Floor Area	1,801 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Combination
Construction Type	Frame
Roof Material	Concrete
Lot Area	5,175 sqft (0.119 acres)
Parking Spaces	2 Parking Spaces
Pool Area	330 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3223 W CARTER RD
City	PHOENIX
State	AZ
Zip	85041-6227
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R110
Legal Description	SANTOLINA AT SOUTH MOUNTAIN PHASE 1 MCR 1359-43
Legal Range	2E
Legal Township	1N
Legal Section	35
Legal Subdivision	SANTOLINA AT SOUTH MOUNTAIN PHASE 1
Legal Phase	1
Legal Lot Number	89
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1022
Census Tract	116612

Owner

3223 W Carter Rd is owned and occupied by two individuals who bought it in August 2023.

Source: Maricopa County records, as of October 22, 2025

Owner of Record	2 Individual Names on File
Mailing Address	3223 W CARTER RD, PHOENIX, AZ 85041-6227
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2023	Warranty Deed, Transfer · FHA Mortgage PLAINS COMMERCE BANK
Aug 31, 2023	Deed, Transfer DRIGGS TITLE AGENCY INC-NV, DRIGGS TITLE AGENCY INC
Aug 29, 2019	Warranty Deed, Subdivision Related Transfer · FHA Mortgage CITYWIDE HMS LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2023 · Amount on File
Deed Sale	Aug 31, 2023 · Amount on File
Prior Sale	Aug 29, 2019 · Amount on File
Deed Document Number	2023458659
Prior Transfer Date	Jan 11, 2023
Prior Transfer Doc	0000017123
Record Updated	Sep 20, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Aug 31, 2023
Property Address	3223 W CARTER RD, PHOENIX, AZ 85041-6227
Document Number	0000458659
Map Reference	MB 1359 PG 43
Instrument Date	Aug 29, 2023
Instrument	20230458659
Transaction Type	Transfer
Record Updated	Sep 11, 2023
Title Company	DRIGGS TITLE AGENCY INC-NV, DRIGGS TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2030 W BASELINE RD, PHOENIX, AZ 85041-6574

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3223 W CARTER RD, PHOENIX, AZ 85041-6227

Mortgage

Document Number	0000458661
Date	Aug 31, 2023
Instrument	20230458661

Lender

Name	PLAINS COMMERCE BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MARICOPA AZ
Recording Date	Aug 31, 2023
Property Address	3223 W CARTER RD, PHOENIX, AZ 85041-6227
Document Number	0000458660
Map Reference	MB 1359 PG 43
Instrument Date	Aug 21, 2023
Instrument	20230458660
Transaction Type	Transfer
Record Updated	Sep 11, 2023
Title Company	DRIGGS TITLE AGENCY INC-NV, DRIGGS TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3223 W CARTER RD, PHOENIX, AZ 85041-6227

August 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Aug 29, 2019
Property Address	3223 W CARTER RD, PHOENIX, AZ 85041-6227
Document Number	0000674357
Instrument Date	Aug 26, 2019
Instrument	674357
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 5, 2019
Title Company	SECURITY TITLE COMPANY, SECURITY TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$280.74
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3223 W CARTER RD PHOENIX AZ 850416227, PHOENIX, AZ 85041-6227

Mortgage

Document Number	674358
Date	Aug 29, 2019
Instrument	674358

Lender

Name	CITYWIDE HMS LNS
Type	Funding / Finance Company
Address	SANDY, UT 84070

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 28, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3223 W Carter Rd was $2,760.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Secondary School District	Phoenix Union High School District (09 - 12)
Elementary School District	Roosevelt Elementary District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$35,820 (+75.39%)	$358,200 (-3.4%) Land $71,600 Building $286,600
2025	$2,760.00	$20,423 (-49.65%)	$370,800 (-8.58%) Land $74,100 Building $296,700
2024		$40,560 (+18.39%)	$405,600 (+18.39%) Land $81,100 Building $324,500
2023	$2,608.00 (+2.15%)	$34,260 Land $6,850 Building $27,410	$342,600 Land $68,500 Building $274,100
2022	$2,553.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3223 W Carter Rd in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3223 W Carter Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 99% of Arizona
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 735 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
AirFiber WISP Fixed Wireless	100 / 25
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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