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3243 Harold St, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 3243 Harold St, Schenectady, NY 12306

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,232 sqft · built 1945
Lot Size0.18 acres (7,841 sqft)
OwnerIndividual Name on Record
Last Sale$225,000 (May 2024)
Tax Bill$6,006 (2026)
Deeds & MortgagesMay 2023 Sale & Mortgage
Mar 2022 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN422800 48.18-5-15

Property Details

APN / Parcel Number

Primary APN422800 48.18-5-15
Alternative APN
  • 280004801800050150000000

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,232 sqft Living Area
1st Floor Area868 sqft
Upper Floors Area364 sqft

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 2000
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Lot Area7,841 sqft (0.18 acres)
Lot Dimensions140 ft deep x 55 ft wide
Garage TypeAttached
Garage Area308 sqft
Parking Spaces1 Parking Space
PorchSlab

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address3243 HAROLD ST
CitySCHENECTADY
StateNY
Zip12306-1416
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionR,G MAPLEWOOD 1-E 6.-474-21
Legal Block5
Legal Lot Number15.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionROTTERDAM
Census Block Group4
Census Block4004
Census Tract32700

Owner

Source: Schenectady County and Rotterdam Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address86 SARATOGA AVE, WATERFORD, NY 12188-2217
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 17, 2023Bargain and Sale Deed, Transfer
AMERISTAR FINANCIAL CORP
Mar 16, 2022Bargain and Sale Deed, Transfer
VILLA TITLE AND CLOSING SERVICES LLC, RAVIN TTL & CLOSING SVCS LLC
Feb 1, 2021Special Warranty Deed, Transfer
VILLA TITLE AND CLOSING SERVICES LLC, RAVIN TTL & CLOSING SVCS LLC
Feb 1, 2021Bargain and Sale Deed, Transfer · Stand-Alone First Mortgage
GKC INTERNATIONAL INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 31, 2024 · Amount on Record
Deed SaleMay 31, 2024 · Amount on Record
Prior SaleMay 17, 2023 · Amount on Record
Deed Document Number202432410
Deed Book / Page2132 / 1
Prior Transfer DateFeb 21, 2020
Prior Transfer Doc0000008903
Record UpdatedOct 29, 2026

May 2023: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionSCHENECTADY NY
Recording DateMay 17, 2023
Property Address3243 HAROLD ST, SCHENECTADY, NY 12306-1416
Document Number0000027909
Book / Page2108 / 66
Instrument DateAug 19, 2022
Instrument202327909
Transaction TypeTransfer
Record UpdatedMay 31, 2023
Title CompanyVILLA TITLE AND CLOSING SERVICES LLC, RAVIN TTL & CLOSING SVCS LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$560.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 2932, MALTA, NY 12020-8932

Transferred To (Grantee/Buyer)

NameVerified Name
Address250 CHASE VLY RD, BROADALBIN, NY 12025-3002

Mortgage

Document Number0000027910
DateMay 17, 2023
Instrument202327910
Lender
NameAMERISTAR FINANCIAL CORP
TypeFunding / Finance Company
Agreement
AmountAmount Recorded

March 2022: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionSCHENECTADY NY
Recording DateMar 16, 2022
Property Address3243 HAROLD ST, SCHENECTADY, NY 12306-1416
Document Number0000013834
Book / Page2080 / 799
Instrument DateMar 7, 2022
Instrument202213834
Transaction TypeTransfer
Record UpdatedMar 30, 2022
Title CompanyVILLA TITLE AND CLOSING SERVICES LLC, RAVIN TTL & CLOSING SVCS LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address809 LOCUST AVE, 809, SCHENECTADY, NY 12307-1011

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 CANNON CT, MECHANICVILLE, NY 12118-3375

February 2021: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionSCHENECTADY NY
Recording DateFeb 1, 2021
Property Address3243 HAROLD ST, SCHENECTADY, NY 12306-1416
Document Number0000004236
Book / Page2051 / 258
Instrument DateDec 9, 2020
Instrument202104236
Transaction TypeTransfer
Record UpdatedMay 10, 2022
Title CompanyVILLA TITLE AND CLOSING SERVICES LLC, RAVIN TTL & CLOSING SVCS LLC

Transaction

AmountAmount Recorded
Tax$358.00
Amount AccuracyRounded by County
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8950 CYPRESS WATERS BLVD, 8950, COPPELL, TX 75019-4620

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 CANNON CT, MECHANICVILLE, NY 12118-3375
InvestorPossibly a Property Investor

February 2021: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionSCHENECTADY NY
Recording DateFeb 1, 2021
Property Address3243 HAROLD ST, SCHENECTADY, NY 12306-1416
Document Number0000004237
Book / Page2051 / 263
Instrument DateNov 24, 2020
Instrument202104237
Transaction TypeTransfer
Record UpdatedMay 10, 2022
Title CompanyRAVIN TTL ANF CLOSING SVCS L

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$420.00
Amount AccuracyRounded by County
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 2932, BALLSTON SPA, NY 12020-8932

Transferred To (Grantee/Buyer)

NameVerified Name
Address809 LOCUST AVE, SCHENECTADY, NY 12307-1011

Mortgage

Document Number0000004238
DateFeb 1, 2021
Instrument202104238
Lender
NameGKC INTERNATIONAL INC
TypeNon-Lending Institution
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictSchalmont Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,006.00 (-7.03%)
2025$6,460.00$161,000 (-) Land $10,800 Building $150,200$247,700 (+16.95%) Land $16,616 Building $231,084
2023$161,000 Land $10,800 Building $150,200$211,800 Land $14,208 Building $197,592

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROTTERDAM WD #5
serves 28,000 people · EPA ID NY4600069
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber		8,000 / 8,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
T-Mobile
Fixed Wireless		100 / 20

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