3237 Harold St, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 3237 Harold St, Schenectady, NY 12306 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,365 sqft · built 1941
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$165,000 (Apr 2021)
Tax Bill	$6,384 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`422800 48.18-5-14`

Property Details

APN / Parcel Number

Primary APN	`422800 48.18-5-14`
Alternative APN	`280004801800050140000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,365 sqft Living Area
1st Floor Area	780 sqft
Upper Floors Area	585 sqft

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1970
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	140 ft deep x 55 ft wide
Garage Type	Attached
Garage Area	220 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	162 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	3237 HAROLD ST
City	SCHENECTADY
State	NY
Zip	12306-1416
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	R,G,DM MAPLEWOOD 1-D 6.-474-20
Legal Block	5
Legal Lot Number	14.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	ROTTERDAM
Census Block Group	4
Census Block	4004
Census Tract	32700

Owner

Source: Schenectady County and Rotterdam Town records · APN 422800 48.18-5-14

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3237 HAROLD ST, SCHENECTADY, NY 12306-1416
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 13, 2021 · Amount on Record
Deed Sale	Apr 13, 2021 · Amount on Record
Deed Document Number	202116340
Deed Book / Page	2056 / 512
Record Updated	Jun 08, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Apr 13, 2021
Property Address	3237 HAROLD ST, SCHENECTADY, NY 12306-1416
Document Number	0000016340
Book / Page	2056 / 512
Instrument Date	Apr 08, 2021
Instrument	202116340
Transaction Type	Transfer
Record Updated	May 10, 2022
Title Company	MARKET TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$660.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3 RED BARN DR, 3, BALLSTON LAKE, NY 12019-1825

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 GLENBROOK DR, CLIFTON PARK, NY 12065-1908

Mortgage

Document Number	0000016341
Date	Apr 13, 2021
Instrument	202116341

Lender

Name	PREMIUM MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2051

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Rotterdam Town
Unified School District	Schalmont Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,384.00	$159,100 (-) Land $10,800 Building $148,300	$244,800 (+16.96%) Land $16,617 Building $228,183
2023		$159,100 Land $10,800 Building $148,300	$209,300 Land $14,208 Building $195,092

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 341 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Greenlight Networks Holding	Fiber	8,000 / 8,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fiber	980 / 880
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.