3228 Strand Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 3228 Strand Rd, Duluth, MN 55803

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,008 sqft · built 1980
Lot Size10 acres (435,600 sqft)
OwnerIndividual Name on File
Last Sale$335,000 (Mar 2021)
Tax Bill$4,426 (2026)
Deeds & MortgagesMar 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN415-0010-05710

Property Details

APN / Parcel Number

Primary APN415-0010-05710
Alternative APN
  • 1106199

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area1,008 sqft Gross Area
1st Floor Area144 sqft
Basement Area1,008 sqft
Finished Basement1,008 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1995
Architectural StyleSplit Foyer
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area435,600 sqft (10 acres)
Garage Area832 sqft

Exterior Amenities

Deck Area44 sqft
Storage Building308 sqft
SaunaSauna
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelElectric

Location & Zoning

Account Number1106199
Street Address3228 STRAND RD
CityDULUTH
StateMN
Zip55803-9758
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMUNS
Legal DescriptionE 1/2 OF E 1/2 OF NE 1/4 OF SW 1/4 SERIAL #
Legal Range13W
Legal Township51N
Legal Section20
Legal SubdivisionLAKEWOOD TOWN OF
JurisdictionST LOUIS MN
Township / Civil DivisionLAKEWOOD
Census Block Group2
Census Block2029
Census Tract10500

Owner

Source: St. Louis County assessment roll, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3228 STRAND RD, DULUTH, MN 55803-9758
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 23, 2021 · Amount on Record
Deed SaleMar 23, 2021 · Amount on Record
Prior SaleMar 31, 2015 · Amount on Record
Deed Document Number20211038131
Record UpdatedSep 20, 2026

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateMar 23, 2021
Property Address3228 STRAND RD, DULUTH, MN 55803-9758
Document Number0001038131
Instrument DateMar 12, 2021
Instrument1038131
Transaction TypeTransfer
Record UpdatedSep 3, 2021
Title CompanyNORTH SHORE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,105.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1811 LAKE LUCY LN, EXCELSIOR, MN 55331-6504

Mortgage

Document Number0001038132
DateMar 23, 2021
Instrument1038132
Lender
NameFIRST BANK & TRUST
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
County SubdivisionLakewood Township
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,426.00 (+11.82%) Homeowner's exemption
2025$3,958.00 (-0.75%) Homeowner's exemption$406,100 (+13.28%) Land $119,400 Building $286,700$406,100 (+13.28%) Land $119,400 Building $286,700
2024$3,988.00$358,500 (+11.2%) Land $109,800 Building $248,700$358,500 (+11.2%) Land $109,800 Building $248,700
2022$322,400 Land $100,300 Building $222,100$322,400 Land $100,300 Building $222,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2012)
Claims Outside the SFHA1 of 2
Most Recent ClaimJun 2012 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jun 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Communications
Fiber
2,000 / 1,000

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