3241 Shadow Ridge Ct, Morrow, OH 45152 Property Records

Warren County property record for 3241 Shadow Ridge Ct, Morrow, OH 45152

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · built 2021
Lot Size	0.213 acres (9,257 sqft)
Owner	Individual Name on Record
Last Sale	$373,360 (May 2022)
Tax Bill	$6,243 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-18-190-017-0`

Property Details

APN / Parcel Number

Primary APN	`17-18-190-017-0`
Alternative APNs	`1718190017` `2638870`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Aluminum/Vinyl
Lot Area	9,257 sqft (0.213 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	2638870
Street Address	3241 SHADOW RIDGE CT
City	MORROW
State	OH
Zip	45152-8021
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VILL.HOPEWELL VAL.7 LOT 295
Legal Subdivision	VILL.HOPEWELL VAL.7
Legal Block	870
Legal Lot Number	295
Jurisdiction	WARREN OH
Township / Civil Division	HAMILTON
Census Block Group	1
Census Block	1011
Census Tract	32206

Owner

Source: Warren County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3241 SHADOW RIDGE CT, MORROW, OH 45152-8021
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2026	Deed of Trust, Mortgage · Line of Credit CAPITAL LENDING
May 27, 2022	Limited Warranty Deed, Subdivision Related Transfer · VA Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 27, 2022 · Amount on Record
Deed Sale	May 27, 2022 · Amount on Record
Deed Document Number	202218097
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Recording Date	Sep 14, 2026
Property Address	3241 SHADOW RIDGE CT, MORROW, OH 45152-8021
Document Number	0000026020
Instrument Date	Sep 5, 2026
Instrument	202626020
Transaction Type	Mortgage
Record Updated	Sep 25, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3241 SHADOW RIDGE CT, MORROW, OH 45152-8021

Mortgage

Document Number	0000026020,
Date	Sep 14, 2026
Instrument	202626020

Lender

Name	CAPITAL LENDING

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 2, 2046

Interest

Max Rate	-1%

May 2022: Limited Warranty Deed, Subdivision Related Transfer

Document Type	Limited Warranty Deed
Jurisdiction	WARREN OH
Recording Date	May 27, 2022
Property Address	3241 SHADOW RIDGE CT, MORROW, OH 45152-8021
Document Number	0000018097
Map Reference	MB 102 PG 67&68
Instrument Date	Apr 29, 2022
Instrument	2022-018097
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 3, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3241 SHADOW RIDGE CT, MORROW, OH 45152-8021

Mortgage

Document Number	0000018098
Date	May 27, 2022
Instrument	2022-018098

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

Source: Warren County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
County Subdivision	Hamilton Township
Unified School District	Little Miami Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,243.00	$139,620 (+%) Land $28,000 Building $111,620	$398,910 (-) Land $80,000 Building $318,910
2024	$6,243.00 (+16.63%)	$139,619 (+30.83%) Land $28,000 Building $111,619	$398,910 (+30.83%) Land $80,000 Building $318,910
2023	$5,353.00 (+574.18%)	$106,715 (+574.56%) Land $15,820 Building $90,895
2022	$794.00	$15,820 Land $15,820	$304,900 (+574.56%) Land $45,200 Building $259,700
2021			$45,200 Land $45,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERN WATER COMPANY private · serves 39,508 people · EPA ID OH8300512
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Bresco Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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