3232 Shadow Ridge Ct, Morrow, OH 45152 Property Records

Warren County property record for 3232 Shadow Ridge Ct, Morrow, OH 45152

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,576 sqft · built 2021
Lot Size	0.212 acres (9,226 sqft)
Owner	2 Individual Names on Record
Last Sale	$370,000 (Aug 2026)
Tax Bill	$5,659 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Nov 2021 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`17-18-192-006-0`

Property Details

APN / Parcel Number

Primary APN	`17-18-192-006-0`
Alternative APNs	`1718192006` `2638862`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Stories	2 Stories
Building Area	2,576 sqft Living Area
Gross Area	2,656 sqft
1st Floor Area	380 sqft
2nd Floor Area	904 sqft
Basement Area	388 sqft
Finished Basement	388 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	9,226 sqft (0.212 acres)
Garage Type	Attached
Garage Area	80 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	2638862
Street Address	3232 SHADOW RIDGE CT
City	MORROW
State	OH
Zip	45152-8020
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VILL.HOPEWELL VAL.7 LOT 287
Legal Subdivision	VILL.HOPEWELL VAL.7
Legal Block	862
Legal Lot Number	287
Jurisdiction	WARREN OH
Township / Civil Division	HAMILTON
Census Block Group	1
Census Block	1011
Census Tract	32206

Owner

Source: Warren County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	890 SIDEWALK RD, CHESTERTON, IN 46304-9683
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2026	Warranty Deed, Transfer · FHA Mortgage CME LENDING GROUP LLC
Nov 1, 2021	Limited Warranty Deed, Subdivision Related Transfer · Line of Credit WESTERN OHIO MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2026 · Amount on Record
Deed Sale	Aug 11, 2026 · Amount on Record
Prior Sale	Nov 1, 2021 · Amount on Record
Deed Document Number	202622493
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN OH
Recording Date	Aug 11, 2026
Property Address	3232 SHADOW RIDGE CT, MORROW, OH 45152-8020
Document Number	0000022493
Instrument Date	Aug 1, 2026
Instrument	202622493
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$112,110.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	890 SIDEWALK RD, CHESTERTON, IN 46304-9683

Mortgage

Document Number	0000022494,
Date	Aug 11, 2026
Instrument	202622494

Lender

Name	CME LENDING GROUP LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

November 2021: Limited Warranty Deed, Subdivision Related Transfer

Document Type	Limited Warranty Deed
Jurisdiction	WARREN OH
Recording Date	Nov 1, 2021
Property Address	3232 SHADOW RIDGE CT, MORROW, OH 45152-8020
Document Number	0000049353
Map Reference	MB 102 PG 67&68
Instrument Date	Oct 4, 2021
Instrument	2021-049353
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 3, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3232 SHADOW RIDGE CT, MORROW, OH 45152-8020
Investor	Possibly a Property Investor

Mortgage

Document Number	0000049354
Date	Nov 1, 2021
Instrument	2021-049354

Lender

Name	WESTERN OHIO MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Warren County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
County Subdivision	Hamilton Township
Unified School District	Little Miami Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,659.00 (+17.46%)	$126,400 (+31.78%) Land $28,000 Building $98,400	$361,140 (+31.78%) Land $80,000 Building $281,140
2023	$4,818.00 (+2.6%) Homeowner's exemption	$95,918 (-) Land $15,820 Building $80,098
2022	$4,696.00 Homeowner's exemption	$95,918 Land $15,820 Building $80,098	$274,050 (-) Land $45,200 Building $228,850
2021			$274,050 Land $45,200 Building $228,850

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERN WATER COMPANY private · serves 39,508 people · EPA ID OH8300512
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Bresco Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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